January 8     Industrial Bank's A-share IPO was approved by China Securities Regulatory Commission (CSRC). The IPO issued 1.001 billion shares with issue price of RMB 15.98 per share. In the same month, the subscription fund for off-line allotment and on-line offering amounted to RMB 224 billion and RMB 937 billion respectively, both posting the highest record in domestic capital market.

January 18     “Natural Life” wealth management card of Industrial Bank was honored Best Growing Award for Cross-bank Deal and Outstanding Award for Successful Cross-boarder Deal Rate by China UnionPay.

January 20     Industrial Bank was awarded “Best Logistic Bank of China 2006” in the Annual Ports Meeting of China International Logistics (Annual Meeting of China Logistic Industry Development) and the awarding ceremony for Top Logistics of China.

January     Garfield Credit Card of Industrial Bank was awarded “Outstanding Garfield Bank Card” and “Best Card Promotion of the Year” by PAWS Inc. and Visa International respectively.

January 27     In the awarding ceremony for “Top Financial and Economic Awards 2006” hosted by Hexun.com, Industrial Bank harvested 4 titles, including “Outstanding Banking Service 2006”, “Best Customer Experience of Internet Banking 2006”, “Best Banking Promotion 2006” and “Wealth Management of Most Valuable Investment 2006”.

February 3     Industrial Bank achieved “Best Customer Relationship Management (CRM) Application Award of China IPOWER500 2006” in China IPOWER500 2006 Meeting.

February 5     Industrial Bank was officially listed in Shanghai Stock Exchange with Stock Code 601166. On the first listing day, the share price opened at RMB 24.80 and closed at RMB 22.18, soaring 38.8% compared with issue price. 

March     QQ Show Credit Card and Wuhan Junefield SOGO Department Store Credit Card were awarded “Best Product Creation of the Year” by VISA International. 

March     Aiming VIP clients of “Natural Life” wealth management card, Industrial Bank launched new value-added service, Health Care Service. 

March 31     The 3rd China Financial Experts Annual Meeting was jointly held in Beijing by China Finance Net, Economic Channel of CCTV and Sohu.com. Industrial Bank was awarded “Top 30 China Competitive Financial Institutions 2006”. Mr. Gao Jianping, the president of Industrial Bank, was awarded “Top People of China Banking Industry 2006”. 

April 16     Industrial Bank won “Innovation Awards for Year of Joint Credit Construction 2006” in 4.16 China Credit Summit Forum 2007.

April     Customer Service Center of Industrial Bank was awarded “Best Call Center of the Year” by China CRM Committee, CFIP.

April 22     “Auto Card”, the credit card for auto fans, was debuted.

May 16     “Lady's Card”, the first co-brand women credit card of Industrial Bank, was launched.

June 5     According to the "Top 100 Chinese Banks 2006" released by the British Magazine, The Banker , in Beijing, Industrial Bank ranked 1st among all the domestic commercial banks in terms of average return on capital and 10th in terms of tier 1 capital and total assets respectively.

June 7     IB Charity Education Fund Kicks off. Industrial Bank donated RMB 10 million to assist outstanding impoverished students in five universities across Fujian province.

June 7     Ground breaking ceremony for Industrial Bank Shanghai Operational Center was officially held in Zhangjiang Bank Card Industrial Park in Shanghai Pudong New District.

June 7     The Financial Times and IFC announced the winners of the 2007 FT Sustainable Banking Awards in London . Industrial Bank achieved runner-up in the Sustainable Deal of the Year category, becoming the first and sole Chinese financial institution to receive the award.

June 13     The cooperation program of “Core Business System for Shandong Dongying Commercial Bank” successfully put into operation. The successful system operation marks Industrial Bank's stage achievement as first commercial bank to export technology management of core business to financial institutions across the country.

July 6      IB held a joint press conference with Shanghai Gold Exchange in Beijing, introducing the first real gold portfolio in China to individual customers.

July     IB made new leaps in the latest chart of Top 1000 World Banks released by the British journal The Banker, ranking 260th (37 positions higher than last year) for tier 1 capital and 145th (19 positions higher than last year) for total assets. Among Chinese banks, IB ranked 10th for the aforesaid two indicators, topped the list of national commercial banks in terms of average rate of return, and ranked 2nd and 3rd respectively when NPL and actual profit growth were considered.

July 30     IB subscribed Memorandum on Further Cooperation of Strategic Alliance with Industrial Securities Co., Ltd and Industrial Fund Management Co., Ltd. in Fuzhou , announcing the birth of the first strategic alliance among three different financial institutions (bank, securities and fund) in China.

July     IB Customer Service Center 95561 was honored "The Best Customer Service Center in China " and "The Best Customer Service Manager in China " in the election event of The Best Customer Services in China 2006-2007.

August 6     IB launched a lecture tour themed "Salute to the 17th CPC National Congress & Intercommunicate with IB Staff" to give lectures to IB branches throughout the country. The purpose of the tour was to understand and explore the construction of corporate culture in IB by facilitating communications at grass-root levels such as corporate culture symposium and employee representative symposium.

August 7     IB Qingdao Branch and IB Dalian Branch were formally opened for business.

August 11     IB won "2007 IPO The Best Investor Relationship Management" award in The Best Investor Relationship Management Awards 2006 cosponsored by China Securities Journal and School of Engineering Management, Nanjing University. Mr. Tang Bin, Secretary of the Board of Directors of IB won the “Respectability and Popularity” award in the event.

August 13     IB's retail credit balance broke RMB100 billion Yuan, making IB the second joint stock commercial bank in China with retail credit balance over RMB100 billion Yuan.

August 24     The number of contracted clients using IB Bank-bank Platform pierced into 100 and reached 102.

September 6     IB subscribed a Global Trade Finance Service Agreement with International Finance Corporation, providing a formal access to global trade financing projects for IB.

September 20      The ceremony of 4 th Robert A. Mundell World Executive Awards was celebrated in Hong Kong . Mr. Gao Jianping, Industrial Bank Chairman, was among the recipients of this prestigious award .

October 19     The first Extraordinary General Meeting of IB in 2007 was convened in Fuzhou to elect members of the 6 th Board of Directors and the 4 th Board of Supervisors.

October     IB's online banking services “CIB Online” won "The Most Innovative Bank Website" award in the 8 th Outstanding Chinese Financial and Security Website Awards sponsored by Securities Times.

November 2     The results of the CBN Financial Brand Ranking 2007 were unveiled in Beijing by the China Business News (CBN). Industrial Bank was honored the “Best Domestic Bank”.

November 6     IB released IB Platinum Credit Card in Shanghai. This was the first platinum credit card themed "Family Care" in China to initiate the concept of “Platinum Life, Prestigious Family”.

November 17    IB released its first department store co-brand credit card in a nationwide range – IB and Grand Ocean Department Store Co-brand Card. The card was simultaneously released in four cities namely Fuzhou, Quanzhou, Wuhan and Wuxi.

November 27    Economic China Forum 2007 & Green Credit Innovation Seminar cosponsored by IB, International Finance Corporation, Resources Conservation and Environmental Protection and Energy Source Institute of NDRC as well as Financial Times were successfully held in Beijing .

December 1     IB held a press conference in Shanghai , announcing the launch of its service brand in institutional business – Bank-bank Platform.

December 8     IB was titled the “4th Best Chinese Corporate Citizen” in the ceremony of the 4th Best Chinese Enterprise Citizen Awards cosponsored by 21st Century Economy News and 21st Century Business Review .

December 15     IB won the title of "Top 10 Commercial Banks Supporting Development of Small & Medium-sized Enterprises" in the 2nd Annual Conference of Chinese Small & Medium-sized Enterprise Owners cosponsored by China Association for Small & Medium Commercial Enterprises, China Society of Private Economy Research and Small & Medium-sized Enterprise Research Center of Chinese Academy of Social Sciences.

December 24     Accumulative number of IB credit cards issued broke through 3 million.

December 28     IB Nanning Branch was formally open for business.

December     IB won “2007 Chinese Online Banking Comprehensive Development” award in the Annual Conference of Chinese Online Banking 2007 & press conference for Chinese Online Banking Investigation 2007 and Online Banking Virus Killer held by China Financial Certification Authority.

December     IB's Mortgage Wizard won "Outstanding Innovative Mortgage Product" award in 2007 Sohu Online Financial Investigation & Year-end election event sponsored by Sohu Business Channel.

January 15   Industrial Bank Kunming Branch officially opened.

February   The Bank was listed "China IPOWER500 2005" by National Informatization Evaluation Center (NIEC) and granted the special award "The Best Management Prize for Disaster Recovery and Business Continuity".

February   In the evaluation event held by www.hexun.com, the Bank's Internet banking business ranked No. 3 in term of comprehensive indexes among domestic commercial banks.

March 31   The Bank successfully issued RMB 5 billion five-year financial bonds of fixed interest rate.

April   The bank's Customer Service Center 95561 was honored "Top 10 Service Brand in China 2006" in the selection event jointly held by Call Center Occupational Standards Committee of the Ministry of Information Industry (MIICCOS), China Call-Center & CRM Association (CNCCA) and CCMworld Group; was selected as the "Golden Service Unit with Outstanding Service, Sound Credit and Excellent Public Appraise" in the selection event held by China Top Brands.

May   The Bank was approved to operate RMB structural wealth management business by State Administration of Foreign Exchange.

May   The Bank's Business Credit Card officially launched.

May 8   The Bank was among the first batch of banks to operate automatic pledge financial Business.

May 17   The Bank signed with International Finance Corporation (IFC) in Shanghai the cooperative agreement of China Utility-Based Energy Efficiency Finance Program.

May 25   The Bank hosted in Ningbo the Bank-Trust seminar stressing "Innovation, Cooperation, Win-Win" theme.

June   According to the "Top 100 Chinese Banks" list released by British magazine The Banker , the Bank ranked 1st in term of average profit ratio of capital and ranked 10th in term of tier 1 capital and total assets among domestic commercial banks.

June 5   Cooperative agreement giving prominence to the theme of "Common Prosperity, Harmonious Finance" signed between the Bank and 7 financial institutions in Shanxi province. Such large-scale cross-industry cooperation is the first case in nationwide financial industry.

June 13   The Bank's Retail Banking Headquarters set up in Shanghai .

June 15   The Bank's Marketing and Service System for corporation business put into use.

June 16   Industrial Bank Nanchang Branch officially opened.

June 22   The Bank hosted the city commercial bank cooperation seminar in Shenyang and signed all-round cooperation agreement with 13 city commercial banks such as Shenyang Commercial Bank, Anshan Commercial Bank, and so on.

June 26   Industrial Bank Hefei Branch officially opened.

June 27   The Bank's General Shareholders' Meeting 2005 held in Fuzhou .

June 27   Consultant service contract for corporation risk management signed between the Bank and China Power Engineering Consulting Group Corporation. This move initiated the all-round risk management consultant service for corporations by Chinese banking industry.

July   The latest global list, Top 1000 World Banks, released by The Banker , a British based magazine, saw Industrial Bank's ranking boost again. In terms of total assets, Industrial Bank ranked 164th with 46 positions advanced compared with previous year, and listed among top 200 world banks for the first time. In terms of tier 1 capital, Industrial Bank ranked 297th with 28 positions advanced compared with previous year.

July   According to the latest "Top 300 Asian Banks 2006" released by Asia Week in Hong Kong, Industrial Bank was listed 42nd in terms of total assets, experiencing a 19-position jump from last year's 61st ranking. The list saw Industrial Bank's fastest ranking boost among domestic banks. Moreover, with its 39.6% growth rate, Industrial Bank ranked 7th among top 300 Asian banks in terms of growth rate of total assets.

August 12   In Wu Yi Mountain, Finance Innovation Forum was jointly held by Industrial Bank and Finance Research Institute of Chinese Academy of Social Sciences (CASS).

August   Industrial Bank was approved to handle Individual Gold Investment Business and be the fund clearing bank by Shanghai Gold Exchange.

August   Joined with domestic credit card gateway websites www.51credit.com , Industrial Bank launched "Online Application Service for Garfield Credit Card" to initiate an innovative platform for credit card application and approval. The move had been commended as the "New Marketing Landmark for Credit Card in China " by domestic financial media.

September 4   Industrial Bank was awarded “Successful Enterprise for E-business Application 2006” and “Outstanding E-business Enterprises in China ” in the Ninth China International E-business Convention.

September 4   Cooperation Exchange was held between Industrial Bank and provincial Rural Credit Cooperative Unions in Xiamen , over 30 provincial Rural Credit Cooperative Unions were invited.

September 15   "Agreement on All-round Bank-securities Cooperation " signed between Industrial Bank and Guangfa Securities Co., Ltd..

September 15   As the custody bank of "Global Eyeshot Stock Fund", Industrial Bank brought the month long fund sales to a consummate end and hit a new record high in stock fund sales among domestic shareholding commercial banks. The successful sales also witnessed Industrial Bank's breakthroughs in five performance sectors: the highest sales amount with single fund, the highest quality of customer resource, the highest proportion of channel distribution, the highest ratio of plan accomplishment, and the highest sales amount via internet banking.

September 22   Industrial Bank held  "Worry-free Internet Banking Fuzhou Forum" together with China Financial Certification Authority (CFCA).

September   Industrial Bank was approved to carry out  "Overseas Wealth Management Business on Behalf of clients", and was listed the 8 th Chinese bank who obtained the qualification; In October , total USD 500 million foreign exchange quota was granted by State Administration of Foreign Exchange for investment under the item of overseas wealth management business on behalf of clients; On December 22 , first batch of overseas wealth management product on behalf of clients, "No. 1 Global Wealth Management", was officially launched.

September 27   Total RMB 4 billion hybird capital bond of 15-year term was successfully issued by Industrial Bank. With this act, Industrial Bank jumped to be the first domestic commercial bank that issued hybird capital bond with the approval of People's Bank of China and China Banking Regulatory Commission.

October 16    "A greement on Technology Management Service"  was signed between Industrial Bank and Shandong Dongying Commercial Bank. According to the agreement, Industrial Bank would tailor a core business system for Dongying Commercial Bank based on the archetype of Industrial Bank's own core business system, and would take after the long-distance disaster recovery and daily maintenance of the system. The move blazed a new trial for core business technology export to financial institutions.

October 16   Industrial Bank Urumchi Branch officially opened.

October   Industrial Bank was approved to handle Social Security Funds Custody Business by China Banking Regulatory Commission (CBRC).

November 10   First batch of agreement on  "Third Party Depository of Clients' Trading Fund"  was signed between Industrial Bank and Guotai Junan Securities.

November 15   Press Conference for "Mobile Banking"  was held in Shanghai . The launch of mobile banking service was a remarkable move for Industrial Bank to be listed as competent all-round mobile banking provider among few domestic commercial banks. The newly launched  "Wireless Channel"  ( wap.cib.com.cn ) is a multifunctional service platform that covers SMS, WAP/KJAVA mobile banking, mobile wallet, and B 2C mobile settlement.

November 18   International Summit Forum for China Influence and Awarding Ceremony for Enterprise·Brand·People 2006 were jointly hosted by All-China Federation of Industry & Commerce, Phoenix Satellite TV (Chinese Channel), Fortune Times , VIP Weekly , and China Association of International Educators in Great Hall of the People in Beijing. Industrial Bank was crowned “The Most Influential Enterprise in China 2006” .

November 18   First E-business and Fund Marketing Forum 2006 and Awarding Ceremony for Outstanding Fund Website in China were jointly hosted by Sohu.com and NEWMEDIA Magazine. Industrial Bank was granted the sole  "Contribution Award for Online Fund Distribution"  for banking industry.

November 21   Press Conference for “EASYTRADE” was held in Shanghai by Industrial Bank. The most advanced international business service platform in the country, “ EASYTRADE”, was officially launched.

November 24   Industrial Bank hosted jointly with Shine Software Limited the  "Seminar on Innovation of Securities Fund Depository and Settlement".

November    "CIB ONLINE" ( www.cib.com.cn ) of Industrial Bank was awarded  "Most Express Banking Website"  in the 7 th selection event for  "Outstanding Business Website in China ".

November 30   Industrial Bank held press conference jointly with Tencent to launch its QQ Show Credit Card, the first domestic credit card that integrated the actual and the virtual in one. The credit card would offer QQ Show group featured Internet services as virtual card payment, repayment through www.tenpay.com , online application, notice for electronic account statement, and instant message reminding.

November   Among 14 Chinese yield curve quoting banks, Industrial Bank was evaluated as the bank with smallest price deviation and highest quoting quality by Bloomberg.

November   “Golden Sesame”, the financial service solution for small and medium-sized enterprises by Industrial Bank, was awarded “Best Financing Solution for Small and Medium-sized Enterprises” by China Association of Small and Medium Enterprises, China Banking Association, and Financial News together.

December 8   The circulation of Industrial Bank credit card breached 1 million.

December 15   Launch ceremony for Wuhan Zhuangsheng SOGO Department Store Credit Card was held jointly by Industrial Bank and Wuhan Zhuangsheng SOGO Department Store. The first co-brand credit card with department store, Wuhan SOGO Department Store Card, was debuted.

December 17   The credit balance hit RMB 30.158 billion compared with the beginning of the year, bringing the original RMB 30-billion goal ahead of schedule.

December 25    "Wise Fortune"  of Industrial Bank was crowned  " Corporate-brand Planning Award"  by China Association of Planning Tactics, China Association of Brand Industry, Fortune Times , and Wealth Magazine together.

December 28  The system for Third Party Depository of Clients' Trading Fund was put into trial operation. Guangfa Securities Co., Ltd. and Guotai Junan Securities were the first batch of securities companies participating in the online operation.

January 10   Approved by China Banking Regulatory Commission (CBRC), the Bank's Financial Markets officially opened in Shanghai , and operates as the first domestic and professional fund operation institution that held financial license individually.

January   Industrial Bank Card (IB Card) activated ATM cash-drawn service, ATM inquiry service and IB-card supported consumption service in Korea, Thailand and Singapore.

April 30   Mr. Chen Dekang was nominated as the vice president of the Bank.

May   Approved by China Securities Regulatory Commission (CSRC) and China Banking Regulatory Commission (CBRC), the Bank was granted qualification of fund custody.

May 11   The Bank cooperated with General Administration of Customs of the People's Republic of China for nationwide online tariff payment service – Industrial Bank e-customs service.

May 16   The ISO9001 quality management system of the Bank's international settlement business and bill business passed the certification by Switzerland company SGS Group, marking that the quality management of the above mentioned business had achieved strict international standard.

May 20   The Bank's General Shareholders' Meeting 2004 held in Fuzhou .

May 23   Bank-Bank platform, the self-developed institutional agent platform by Industrial Bank, was put into trial operation. Up to the end of this year, the Bank has accumulated 31 signed clients covering city commercial banks, credit unions and Postal Savings & Remittance Bureaus.

July 13   The Bank's "Incessant Data Processing Method and System for Uninterrupted Service" was given patent of invention by State Intellectual Property Office (SIPO). Industrial Bank has become the first domestic commercial bank that received the patent for invention in the name of operation system and method.

July   The Bank became a financial member of Shanghai Gold Exchange and obtained dealing and agent qualifications of gold.

August 9   "Five Star Navigation" online banking service system was launched, with which Industrial Bank became the first domestic commercial bank to carry out online service flow, online service standard and online service pattern.

September 7   The first cartoon credit card in China, Industrial Bank Garfield Credit Card debuted.

September 19   The first fund sold by and under the custody of Industrial Bank, mixed investment fund focuses on trend investment (LOF), was officially put on sale.

September 20   "Natural Life" family wealth management card successfully launched. Industrial Bank became the first bank to promote the concept of "Family Wealth Management" in domestic banking industry.

September 21   The Bank's first extraordinary general shareholders' meeting 2005 held in Fuzhou.

September 27   Signing ceremony for strategic cooperation agreement between the Bank and Shanghai Jiao Tong University held in Shanghai. Industrial Bank was the first domestic bank to carry out all-round cooperation with Shanghai Jiao Tong University.

September   "General Entrusted Agreement" signed between the Bank and The Export-Import Bank of China in Beijing.

October 25   Approved by People's Bank of China, the Bank issued in public its first batch of RMB bonds among domestic inter-bank market. The bond was of 3-year term with amount totaled RMB 10 billion.

October 25   "Agreement on Business Cooperation" signed between the Bank and China Development Bank.

October 26   Industrial Bank Fuzhou Branch was honored the title of "National Advanced Unit of Cultural and Ideological Progress".

October   In the survey on "The Most Competitive Brand in China" held by China News Service , the Bank's Customer Service Center 95561 was honored the title of "Top 10 Satisfactory Brand of Service Quality Management".

October   "Agreement on Business Cooperation" signed between the Bank and Yong An Insurance Co., Ltd. It's the first time for the Bank to sign headquarters cooperative agreement with property insurance company.

November 4   "CIB ONLINE" was awarded prizes of "Outstanding Banking Websites" and "Optimum Individualized Service" in the selection event of "Outstanding Financial and Security Websites in China" held by Security Times.

December 15   "Framework Agreement on Business Cooperation" was signed in Beijing between the Bank and China Great Wall Asset Management Corporation. This move blazed a trial in all-round cooperation between domestic financial asset management corporation and shareholding commercial bank.

December 16   The eighth session of the fifth Board of Directors' meeting approved the Bank's "Outline of 2006-2010 Development Plan".

December 19   Industrial Bank Taiyuan Branch officially opened.

December   Approved by State Administration of Foreign Exchange, the Bank obtain the qualification of RMB market maker in the inter-bank foreign exchange market.

December   Organizations of media such as CCTV, New Marketing , Sina.com and so on jointly held the China Marketing Leaders Annual Conference and 2005 Award Ceremony for Chinese Marketing Benchmarking Enterprise. As the only financial institution that won the prize, the Industrial Bank was honored the "Best Brand Award" for its family financing series card -- "Wealth Management Card", marking the breakthrough development of its brand construction on retail service.

December   "CIB ONLINE" was awarded again the "Top 100 Commercial Websites 2005" and "Top 5 Fastest Growing Websites 2005" in the 2nd China Commercial Internet Development Forum and Award Ceremony for "Top 100 Commercial Websites 2005" held by China Internet Weekly.

January   Industrial Bank Card was honored "VISA Card Outstanding Growth Award" in 2003.

January 5   The Bank launched the first batch of foreign exchange wealth management product, "Wang Hui Tong" (WHT).

January 15   The Bank's first extraordinary general shareholders' meeting 2004 held in Fuzhou . The following proposals were reviewed and approved: Proposal on Revising the Articles of Association of Industrial Bank Co,. Ltd.; Proposal on Capital Increase, Share Expansion and Foreign Strategic Investors Introduction; Proposal on Issuing Certificate of Big Amount Agreement Deposit.

February 5   The Bank's work conference 2004 held in Fuzhou . The conference set the strategic development guideline that adhered to the objective of "Building A Top-ranking Bank of Centuries", focused on IPO, and promoted the transformation of business development mode and profitability mode.

April 12   The Bank launched "Wise Fortune", the product portfolio of corporation banking. The portfolio covered 7 service sections including CIB ONLINE, Express Trade, Express Bill, Factoring Business, Investment Management, Financing Consultant, and Tax Assistant.

April 29   Investment fund promised by foreign strategic partners Hang Seng Bank, International Finance Corporation, and the Government of Singapore Investment Corporation Pte Ltd. fulfilled. The transaction has become the one with the largest number of shareholders introduced at one time, the highest proportion of purchased shares and the greatest amount of capital involved in domestic banking industry. International authoritative media commented that "this marked the acceleration of opening-up in financial industry of Chinese Government".

June 28    The new Board of Directors and Board of Supervisors were elected by the General Shareholders' Meeting and the system of independent directors and external supervisors were established. New directors from Hang Seng Bank, International Finance Corporation, and the Government of Singapore Investment Corporation Pte Ltd. were added to the Board.

June 28   The first session of the fifth Board of Directors elected Mr. Gao Jianping as the Chairman of the Board, and nominated Mr. Li Renjie as the President of the Bank, Ms. Bi Zhonghua and Mr. Kang Yukun as the Vice President of the Bank, Mr. Tang Bing as the Secretary of the Board. The first session of the third Supervisory Board elected Mr. Huang Guangtong as the Chief Supervisor of the Bank.

July   The Bank's Credit Card Center was founded in Shanghai. On July 21, The Bank held the "Press Conference for Debut of Industrial Bank Credit Card" and had its credit card officially launched.

July 27   Presidents from each branch attended seminar 2004 in Fuzhou.

August 6   Jointed with CHINAPAY E-Payment Service Co., Ltd. and domestic major fund companies, the Bank launched Bank-UnionPay Link online fund trading service with Industrial Bank Card.

September 2   Approved by China Banking Regulatory Commission (CBRC), the Bank was granted trading qualification of derivative products.

October 11   Industrial Bank Zhengzhou Branch officially opened.

October 14   Industrial Bank Sian Branch officially opened.

October   In the selection event of "Top 100 Commercial Websites 2004" held by China Internet Weekly, CIB ONLINE was the only Internet Bank that awarded the prizes of both "Top 100 Commercial Websites 2004" and "Fastest Growing Websites".

October   The VIC (Very Important Clients) Department of the Bank was founded in Beijing.

November 8   CIB ONLINE of the Bank upgraded to version 3.0.

November 16   The foundation of the Bank's Financial Markets was approved by China Banking Regulatory Commission (CBRC), and it was the first domestic and comprehensive fund operation institution that held financial license individually.

November 19   The Bank's second extraordinary general shareholders' meeting 2004 held in Fuzhou. Eight proposals including the following were reviewed and approved: Proposal on Revising the Articles of Association of Industrial Bank Co,. Ltd.; Proposal on Full Authorization for the Board of Directors to Operate IPO Program; Proposal on Operation Solution of Fund Raised by Public Offering.

December 6    The Bank finished the acquisition of Foshan City Commercial Bank and set up Industrial Bank Foshan Branch. In domestic banking industry, it was the first case of bank acquisition by market-driven mode as well as the first case that a city commercial bank acquired by a shareholding commercial bank.

December 8   The Bank launched the first batch of RMB wealth management product, "Wang L Bao"(WLB).

December 20   The Bank successfully issued new type of credit card with both Industrial Bank and Hang Seng Bank logos. With commercial resources that Hang Seng Bank possessed in Hong Kong area, card holders would enjoy more preferential service when traveling in Hong Kong.

December 30    The Bank successfully issued RMB 3 billion subordinated debt of ten-year term. After this capital supplementation, the total capital of the Bank hit RMB 16.523 billion.

February 18- February 19   Work conference of the Bank held in Fuzhou.

March 3   The Bank officially changed its name to "Industrial Bank Co., Ltd." (for short: Industrial Bank).
March 6   The twelfth session of the fourth board of directors held in Shanghai . Following reports and proposal were reviewed and approved: President Work Report of 2002; Report on Capital Introduction and IPO; Proposal on Directors Supplementations and Change in Shareholding Structure.

March 13   The Bank's Internet banking business was approved by the People's Bank of China.

April 1   Industrial Bank Tianjin Branch officially opened.

April 17   The third session of the second Board of Directors of National Debt Association of China (NDAC) voted through the Bank's membership of standing director, and Ms. Bi Zhonghua, the vice president of the Bank was elected to be the standing director of NDAC.

April 23   Industrial Bank Chengdu Branch officially opened.

April 24   The Bank signed "Agreement on All-round Business Cooperation" with China Life Insurance Company.

June 28   The Bank's General Shareholders' Meeting 2002 held in Fuzhou . Following reports and proposals were reviewed and approved: Work Report of Board of Directors 2002; Work Report of Supervisory Board 2002; Final Financial Report 2002 and Financial Budget Plan 2003 (Draft); Profit Distribution Plan for 2002; Proposal on Change of Directors.

July   According to updated list of "Top 1000 World Banks" released by The Banker, a British based magazine, the Bank ranked 273rd in term of total assets, advanced 60 positions from last year's 333rd; and ranked 400th in term of tier 1 capital, advanced 10 positions from the previous year's 410th.

July 29   President from each branch of the Bank attended seminar 2003 in Fuzhou.

August 10   The Updated Core Business System of the Bank was successfully put into operation.

November 3   The Financial Markets of the Bank was officially put into operation in Shanghai.

November   IP Telephone System of the Bank fully put into use.

December 17   The Bank signed a Share Subscription Agreement with Hang Seng Bank, GIC Special Investment Pte Ltd. and International Finance Corporation respectively in Fuzhou. Governor of Fujian Province Mr. Lu Zhangong, General Vice Governor Mr. Huang Xiaojing and Vice Governor Mr. Chen Yun presented the signing ceremony.

December   The Bank won "VISA Card Outstanding Growth Award" in 2003.

December 30   With the approval of China Banking Regulatory Commission, the Bank successfully issued RMB 3 billion subordinated debt firstly among domestic commercial banks, and achieved the new way to fulfilled capital supplementation.

January 10   Industrial Bank Card with "UnionPay" logo was officially launched by Industrial Bank Shenzhen, Shanghai , Beijing , Hangzhou and Guangzhou branches.

January 30   Work Conference 2002 of the Bank held in Fuzhou.

February 1   Sub-channel of "CIB ONLINE", the financial channel jointly constructed by the Bank and Sohu.com was officially put into use.

March 9   The Bank fulfilled the acquisition of Oubei Credit Union in Yongjia county, Wenzhou city.

April 23   The seventh session of the fourth Board of Directors approved the proposal on Accelerating the IPO Program of Fujian Industrial Bank. The IPO program officially started.

May   The Bank signed strategic cooperation agreement with New China Life Insurance Company and Taikang Life Insurance Company.

June 12   The Bank signed strategic cooperation agreement with Shenyin & Wanguo Securities.

June 20   The Bank signed with BOC International Holding Limited the "Entrusted Agreement on One-Package Plan of Comprehensive Service with BOCI Asia Limited".

June 24   Industrial Bank Wuhan Branch officially opened.

June 26   The ninth session of the fourth Board of Directors reviewed and approved the following proposals: Proposal on Mr. Gao Jianping's Offer to Resign as the President of Fujian Industrial Bank and the Nomination of Mr. Li Renjie as the President of Fujian Industrial Bank; Proposal on Supplementing Mr. Li Renjie and Mr. Kang Yukun as the Directors of the fourth Board of the Directors.

June 26   The Bank's General Shareholders' Meeting 2001 held in Fuzhou . The meeting approved the proposal on Revising the Article of Associations of Fujian Industrial Bank.

June   The Bank established all-round business cooperation relationship with Agricultural Bank of China.

June   At the end of the June, the balance of the Bank's deposit outstanding broke RMB 100 billion.

July   In seminar 2002 attended by presidents from each branch, Mr. Gao Jianping, the Chairman of the Bank, brought forward the development objective of "Building A Top-ranking Modern Commercial Bank".

July   According to the updated list of "Top 1000 World Banks" released by The Banker, an British based magazine, the Bank ranked 333rd in term of total assets, advanced 80 positions from last year's 413th; and ranked 410th in term of tier 1 capital, advanced 158 positions from the previous year's 568th.

August   The Bank signed all-round business cooperation agreement with Bank of China.

September   The Bank obtained sales agent qualification of fund granted by People's Bank of China and China Securities Regulatory Commission (CSRC).

September   The Bank signed cooperation agreement on Bank-Tax Integration Payment with Fujian Local Tax Bureau.

September   Industrial Bank Shenyang Branch opened.

September   The preparation group of Industrial Bank Chenduo Branch set up.

October   The preparation group of Industrial Bank Tianjin Branch set up.

October   The Bank carried out welcome service pattern roundly with hand-raising greeting in counters.

October   The Bank signed entrusted agreement with China Development Bank in Beijing.

October   The issuance volume of the Industrial Bank Card broke 2 million.

November   The communication meeting with "Diamond Clients 2002" held in Chongqing.

December 25   People's Bank of China approved the Bank to change its name to "Industrial Bank Co., Ltd." (for short: Industrial Bank).

January   Industrial Bank Nanjing Branch officially opened.

March   The Bank released the "Outline of 2001-2005 Development Plan of Fujian Industrial Bank".

March   The revised Article of Associations of Fujian Industrial Bank came into force with the approval of People's Bank of China after being approved by the first extraordinary general shareholders' meeting.

April   The Bank officially acquired Yiwu City Credit Unions, and initiated the acquisition of city credit unions by market-driven mode among domestic commercial banks.

April   Data Integration program of the Bank started, and the program was ended with consummation in December.

May   Industrial Bank Ningbo Branch opened.

May   The Bank signed all-round cooperation agreement with Industrial and Commercial Bank of China.

June   The Bank signed all-round cooperation agreement with China Construction bank.

June   Industrial Bank Chongqing Branch opened.

June   The total assets of the Bank broke RMB 100 billion, and amounted to RMB 101.3 billion.

July   The Bank finished the adjustment of inner organization structure. After the adjustment, 3 specialized committees with sub-committees, several functional departments and specialized centers classified by decision making support system, management and supervision system, operation and development system, and service supporting system were established. Thereafter, the adjustment move was carried out one after the other in each branch.

July   The Bank officially changed its name to Fujian Industrial Bank Co., Ltd. and finished the name registration with Industrial and Commerce Administration Bureau.

July   CIB ONLINE, the Bank's Internet banking system was promoted in a nationwide range. Up to the end of the year, the transaction amount of Internet banking had achieved RMB 146 billion and ranked 2 nd according to the transaction statistics by China Financial Certificate Authority (CFCA).

July   According to the list of "Top 1000 World Banks" released by The Banker, a British based magazine, the Bank ranked 568th in term of tier 1 capital.

July   Industrial Bank Jinan Branch opened.

September – October   Marketing promotion focused on the theme of "New Start of the Century, New Leap of the Service" was carried out in a nationwide range. The move stimulated the expansion of overall business and improved the brand image and reputation of the Bank.

November   Approved by China Securities Regulatory Commission (CSRC), the Bank obtained the custody qualification of securities fund.

August 26, 1988   Fujian Industrial bank officially opened in Fuzhou, Fujian.

October-November, 1993    As the lead manager of first underwriting group in Fujian Province, the Bank successfully fulfilled the share issuing task for 5 shareholding companies.

August 30, 1994   Fujian Industrial Securities Co,. Ltd. opened. It was a professional securities company that fully funded by the Bank and owned legal person qualification.

August, 1995   The balance of RMB deposit broke RMB 10 billion, amounted to RMB 10.065 billion; the balance of foreign currency deposit broke USD 200 million, amounted to USD 202 million.

March 20, 1996    Industrial Bank Shanghai Branch officially opened. It was the first direct branch that the Bank had set up outside Fujian province. Thereafter, branches in Shenzhen, Changsha , Beijing , Hangzhou , and Guangzhou opened one after the other. The nationwide service network gradually improved.

May, 1996   The Bank was appointed as the settlement bank of Shanghai Stock Exchange for securities fund cleaning.

September, 1996   Agreement on Syndicated Loan was signed in Hong Kong between the Bank and other 13 foreign financial institutions including Standard Chartered Bank. The Bank successfully procured USD 28 million syndicated loans through the move.

December, 1997   The Bank activated Corporate Identity System (CIS) officially; the Bank's saving service realized nationwide deposit and withdrawal; and the Bank's Shuntong Card was officially launched.

1997   The first round of capital increase and share expansion of the Bank finished successfully. The paicl-up capital achieved RMB 1.5 billion.

September, 1998   The bank became the first one in Fujian province to obtain membership of VISA.

1999   The Bank was appointed as the settlement bank of Shenzhen Stock Exchange for securities trading fund.

October, 1999   With the approval of State Administration of Foreign Exchange, the Bank successfully arranged USD-nominated syndicate loan for the enterprises under China Merchant Group Hong Kong in Shanghai. This was the first time for the domestic bank to transfer financial capital across border.

October, 1999   As the first batch of the banks to issue IC Card, the Bank successfully issued Industrial Bank Smart Card in Shanghai.

March, 2000   New round of capital increase and share expansion of the Bank was approved by People's Bank of China.

May 8, 2000   Approved by China Securities Regulatory Commission (CSRC), the Bank was nominated as the fund inspection bank for new share subscription processed in Shanghai Stock Exchange and Shenzhen Stock Exchange.

September, 2000   As the member of underwriting group, the Bank firstly participated in the public issuance in primary bond market of international capital market.

December, 2000   The newly raised capital was fully funded and the registration capital of the Bank climbed to RMB 3 billion from the previous RMB 1.5 billion. The objective of capital increase and share expansion ended with consummation.

December, 2000   The Bank's Internet banking system put into trial operation.