Deposit Category

•  Current Deposit

•  Time Deposit, and

•  Call Deposit

Deposit Currency    

Convertible currencies: USD, HKD, JPY, EUR, SGD, CAD, CHF, AUD, GBP, etc..

Deposit Term

•  One month, three months, six months, one year and two years for time deposits, and

•  Seven-day call deposit only, and only one-time partial withdrawal, if any, can be made for call deposit.

Deposit Rate     

•  For small deposit with funds below USD 3 million or other currencies of equivalent value, the interest rate is quoted from the PBOC.

•  For large sum deposit with funds more than USD 3 million or equivalent, the interest rate can be negotiable.

Deposit Threshold

Current Deposit: Foreign currencies with equivalent value of RMB 1,000     .

Time Deposit: Foreign currencies with equivalent value of RMB 10,000, automatic renewal upon due.

Call Deposit: Foreign currencies with equivalent value of RMB 500,000, partial withdrawal no less than RMB 100,000 or equivalent.