Service Description

A credit that is granted by the bank to the qualified corporate legal person at the client's written application, and is governed by the Credit Contract signed between the client and the bank. The line of the credit is determined by an integrated appraisal of the client's all-around conditions and guarantees.

Two types of unsecured credit are offered:

General Comprehensive Unsecured Credit Determined by the basic conditions of the client to finance its normal circulation of working capital, and can be revolved within the credit term.

Special Comprehensive Unsecured Credit: one-off credit to finance a special project or to cover temporary capital needs beyond the coverage of the general comprehensive credit.

Features

•  Wide applications. You can obtain RMB or Foreign currency loan and trade financing, discount bills and acquire acceptance, guarantees and L/C under this credit.

•  Unified credit line to related companies .

Business Handling

Eligible applicants are corporations of large scale, strong capability, sound profitability, good creditability and long-standing settlement relationship with the bank.