Charge of Internet Banking

Service Items

Black Gold Card

Platinum Card

Gold Card

Normal Card

Transfer within IB system

Local / non-local transfer

Free of charge at the moment

Inter-bank transfer

Local transfer

Free of charge at the moment

Non-local transfer

Free of charge

Free of charge

50% of standard charge

Fixed handling fee:

RMB 0.5 per transaction

Electronic transfer charge:

amount ≤ RMB 10, 000

RMB 5 per transaction

RMB 10, 000 ＜ amount ≤ RMB 100,000

RMB 10 per transaction

RMB 100, 000 ＜ amount ≤ RMB 500,000

RMB 15 per transaction

RMB 500, 000 ＜ amount ≤ RMB 1, 000, 000

RMB 20 per transaction

amount ＞ 1, 000, 000

0.02‰ of transaction amount with maximum of RMB 200

Real-time inter-bank transfer

Over internet banking

Local transfer

Free of charge

Free of charge

50% of standard charge

amount ≤ RMB 10, 000

RMB 5.5 per transaction

RMB 10, 000 ＜ amount ≤ RMB 50,000

RMB 10.5 per transaction

Non-local transfer

Free of charge

Free of charge

50% of standard charge

amount ≤ RMB 10, 000

RMB 5.5 per transaction

RMB 10, 000 ＜ amount ≤ RMB 50,000

RMB 10.5 per transaction

UnionPay inter-bank transfer

Local / Non-local transfer

Free of charge

Free of charge

50% of standard charge

Amount ≤ RMB 5, 000

RMB 2 per transaction

Free of charge

Free of charge

50% of standard charge

RMB 5, 000 ＜ Amount ≤ RMB 50,000

RMB 3 per transaction

Free of charge

Free of charge

50% of standard charge

RMB 50, 000 ＜ Amount ≤ RMB 100, 000

RMB 5 per transaction

Free of charge

Free of charge

50% of standard charge

Amount ＞ 100, 000

RMB 8 per transaction

Local transfer

Free of charge

Free of charge

50% of standard charge

0.5% of transaction amount with maximum of RMB 50 and minimum of RMB 5

Remarks:

Inter-bank transfer over internet banking with IB e-card is free of charge if transfer inward city has IB outlets. Other service with IB e-card will follow the above charge rates of "Natural Life" Wealth Management Card (including IB debit card and IB co-brand card).