On December 7, 2007, the Industrial Bank and Shanghai Daning Life Hub jointly launched the “Industrial Bank and Daning Life Hub Co-Brand Credit Card”.

This card not only provides the functions and services of Industrial Bank credit cards, but also entitles you to all benefits offered to Daning Life Hub members. With this two-in-one card, you can double your privileges, earn endless bonuses, and experience the ultimate shopping experience.

I. Dual-Currency MasterCard

II. UnionPay RMB Credit Card

Card Design Philosophy: The Daning Life Hub Co-Brand Credit Card is designed to deliver the ultimate shopping experience for you, to bring you to the shoppers' paradise, and to present greater joys to you! The design of the card face exudes vitality and passion for life and is teeming with amicability and harmony. The bright colors and eye-catching illustrations on the card face combine to present an exquisite Daning Co-Brand Card like no other.

Type of Card: Standard dual-currency MasterCard or standard UnionPay RMB Credit Card, available in both gold and normal cards.

Validity: Five Years

City Issued: Shanghai

Special Features

Exclusive and Privileged

Annual Fee Bonus

No Annual Fee for the First Year

There will be no annual fee for the first year once you are successful in your application for the Industrial Bank-Daning Card.

Swipe to Save

Swiping the card 5 times in a year means that you will be exempt from paying annual fees the following year.

Doubled Bonus Points with Designated Merchants

Swipe your Industrial Bank-Daning Card at Daning Life Hub and you will be entitled to double the credit card points based on the actual amount of the transaction. From December 7, 2007 to March 31, 2008, a holder who makes purchases with the card can get triple the normal bonus points. The more purchases made with the card, the faster the bonus points multiply. Act now and see your bonus points soar.

Double Bonus Points and Double Privileges

If you make purchases with an Industrial Bank and Daning Life Hub Co-Brand Credit Card at Daning Life Hub merchants, you will earn bonus points for both the Industrial Bank credit card and the Daning Life Hub membership. One purchase earns you twice the bonus points; this is available exclusively to holders of the Industrial Bank and Daning Life Hub Co-Brand Credit Card.

On the same day or the subsequent day of the purchase, Daning Life Hub members may proceed to the designated location to have their earned bonus points credited to their accounts by showing their membership card and proof of purchase dated by the designated merchant at Daning Life Hub (such proof can be a receipt of food payment, movie ticket or retain payment slip).

Special Benefits for Members

The two-in-one Daning Life Hub Co-Brand Credit Card allows you to enjoy not only the special offers that come with Industrial Bank credit cards, but also the benefits reserved for Daning Life Hub's permanent VIP members and discounts offered by Daning Life Hub's promotional merchants. In addition, you are also entitled to benefits at the numerous merchants designated by the Industrial Bank across the country and to the benefits offered by promotional merchants designated by Hang Seng Bank.

Complimentary Parking Service

Right after obtaining an Industrial Bank and Daning Life Hub Co-Brand Credit Card, the holder can attain a coupon from the information desk in Unit 12 at Daning Life Hub for two hours of free parking on the same by showing this credit card and his identity card.

Pay Your Purchases with Bonus Points Earned

Customers may pay purchases with their earned bonus points at Daning Life Hub merchants equipped with Industrial Bank POS machines. You can swipe your card on the dedicated Industrial Bank POS machine and apply the earned bonus points in your card towards the payment of your purchase. Each 400 bonus points are worth RMB 1.

© The Industrial Bank Credit Card Center reserves the right to change the amount of money that earned bonus points are worth.

Gold Card Distinguished Bonuses

High-Value Air-travel Accident Insurance worth 2 Million

Gold card holders that use their card to purchase plane tickets in full (i.e. the price displayed on the ticket) or at least 80% of travel agent fees will be entitled to free accident insurance for air travel with a maximum claim amount of RMB 2 million Yuan. Keep the card on you for a safe and worriless trip.

Special Offers

Apply for a Card and Receive a Gift

A customer who applies for an Industrial Bank and Daning Life Hub Co-Brand Credit Card at Daning Life Hub and provides complete identity documents will receive an exquisite Lock&Lock storage container. Each customer is limited to one such container.

Activate Your Card and Receive a Gift

A customer who has obtained an Industrial Bank and Daning Life Hub Co-Brand Credit Card may proceed to the information desk in Unit 12 at Daning Life Hub to receive a Teletubby gift coupon by showing the credit card and his identity card. With the coupon, the customer can receive a personalized desk calendar. Such calendars are available on a first-come first-served basis to the first 3,000 customers.

Swipe Your Card and Earn a Gift

If the purchases that you have made with an Industrial Bank and Daning Life Hub Co-Brand Credit Card have exceeded a preset value, you will receive an exquisite gift from the Industrial Bank.

For more information, please call the Industrial Bank's 24-hour customer service hotline at 95561 or visit Industrial Bank Online at www.cib.com.cn . Information is subject to change without prior notice. The Industrial Bank reserves the right to interpret the above information to the extent permitted by law. Daning Life Hub membership benefits, service and provisions are provided and interpreted by Daning Life Hub; should you have any questions, please contact Daning Life Hub.