Descriptionp

A deposit without prescribed deposit period and deposit amount, which can be saved and withdrawn at anytime by the depositor.

Features

Flexible and convenient, fit for saving of daily personal discretionary fund and temporarily idle money.

Handling Directions

•  Bankcard, or passbook, is issued by the bank as deposit certificate for withdrawal, and can be reported of loss.

•  Interest is settled quarterly on 20th of each season's last month and is calculated according to the listed rate on settlement day.

•  Threshold for personal demand deposit is 1 yuan for RMB deposit and 20 yuan equivalent for foreign currency deposit.

•  Flexible deposit and withdrawal, relative lower interest rate.