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Location:Homepage >>Personal Banking >>Personal Deposits >>Time Deposit of Lump-sum Deposit and Withdrawal
Time Deposit of Lump-sum Deposit and Withdrawal

Description

A deposit that is saved and withdrawn on a one-off lump-sum basis with agreed-upon deposit term.

Features

Long-term deposit period, stable deposit and relatively high interest income.

Handling Directions

•  Threshold of 50 yuan for RMB deposit and RMB 1000 equivalent for foreign currency deposit.

•  Deposit period : 3 months, 6 months, 1 year, 2 years, three years and five years for RMB time deposit and 1 month, 3 months, 6 months, 1 year, 2 years for foreign currency time deposit.

•  CD, bankcard, or passbook, is issued by the bank as deposit certificate for withdrawal, and can be reported of loss.

•  Interest rate is quoted from the PBOC according to the deposit period and currency.