Description

A deposit bearing the following characteristics:

•  Agreed-upon deposit period

•  One-off principal deposit and withdrawal upon due

•  Periodic interest drawn within the deposit period

Features

Stable deposit balance, periodically paid interest.

Handling Directions

•  Deposit threshold of RMB 5000.

•  Deposit period : 1 year, 2 years, 3 years and 5 years.

•  Interest rate is the same as that of the same-period time deposits by installment.

•  In the event of withdrawing the principal in advance, the interest shall be calculated in accordance to relevant rules on advance withdrawal of the time deposit, and the surplus of the prepaid interest shall be taken back.