CIB Online 3.0 offers secure, efficient and all-around online banking services, including

Account Inquiry

•  Account registration and management

•  Personal assets inquiry

•  Transaction details

•  Assets and liabilities overview, etc.

Note: All these services are available online, free of any counter application.

Transfer and Remittance

•  Transfer and remittance

•  Future-dated payment arrangement

•  Credit card repayment

•  Real-time Inter-bank transfer, etc.

Note: Please make an application, either for the direct opening of these funds-transfer related services,or for the Personal Digital Certificate (PDC) of  CIB Online banking services, over the bank's counter in person. And therefore, you can enjoy theses services either as a general CIB Online client or as a certificate client, accordingly.

Personal Investment

•  In-card transfer

•  Automatic deposit conversion upon designated limit

•  Appointment and withdrawal of call deposit

•  Purchase and sale of open-end fund

•  Bond purchase and redemption

•  ChinaUnionPay Online Fund Trade

•  Bank-securities services, etc.

Note: For the purchase and sale of bond and open-end fund services, bank-securities services, the counter application as described above is needed.

Loan and Finance

•  Self-service pledge loan

•  Loan repayment

•  Application for personal consumer loan, etc.

One-Stop Bill Payment

•  Self-service bill payment

•  Agency bill payment for both IB clients and non-IB clients

•  Setup of recurring and future-dated bill payment

•  Opening/closing the trial payment limit, etc.

Note: The trial payment limit for CIB Online Bill Payment is RMB 500 per month, which is up to you to activate online  directly. However, to enjoy the full convenience provided by CIB Online Bill Payment, a formal counter open-up is needed.

Online Shopping Payment (OSP)

•  OSP details inquiry

•  OSP password change

•  Payment limit modification

•  Opening/closing trial payment limit

•  Retrieving the OSP password, etc.

Note: The trial payment limit for CIB Online OSP is RMB 500 per month, which is up to you to trigger online directly.  However, to enjoy the full convenience brought forward by CIB Online OSP, a formal open-up is needed at the bank's counter.

IB E-Card

•  Online application for IB E-Card and IB Card

•  Inquiry about the application progress

•  Online application for the physical card of IB E-Card, etc.

•  My secretary

•  Homepage customization

•  Password modification

•  Check guarantee

•  Interest calculation

•  Bonus score inquiry, etc.

•  My community

Find and enjoy a variety of promotions and discounts offered specially to CIB Online members.