Introduction

A written certificate that issued by the bank to prove the status of your deposits with the bank.

Features

•  Point personal deposit certification and period personal deposit certification are both available.

•  Point personal deposit certification is a formal certificate issued by the bank to witness your deposit with the bank at the nominated time point.

•  Period personal deposit certification is a formal certificate issued by the bank to evidence your deposit with the bank in a specified period.

•  Both RMB and foreign currency deposit certification are available.

Client Guide

•  The certification is issued in strict accordance with the actual depositor, deposit time, amount and currency, etc.

•  The nominated time point of the point personal deposit certification shall be earlier than the handling day. Deposit under the point personal deposit certification can be freely withdrawn.

•  The original of the period personal deposit certification shall be revoked if you wish to withdraw money from deposit under the period personal deposit certification within the declared period.

•  It is a fee-based service with RMB 30 for point personal deposit certification and RMB 40 for period personal deposit certification, respectively. And there is no reimbursement upon return or revocation of the certification.

•  The certification is not a kind of bill of exchange, and can not be reported of loss, or be served as pledge, or be used as certificate for withdrawal, deposit conversion and redeposit, etc.

Business Handling

All legitimate deposits are applicable to be issued deposit certifications. The depositor can file an application at any business office of the bank by presenting deposit accounts and valid ID documents. Deposits frozen by judicial agencies above county level, reported of loss, or without legitimate bequeath transfer are not eligible source of deposit certification.

To apply for point personal deposit certification, you shall hold demand or term deposits with the bank.

Term deposits are needed to handle period personal deposit certification (demand deposit shall be converted into term deposits in advance for this purpose). It cannot be withdrawn within the declared period and will be automatically renewed upon due.