Price List of Government Guided Price and Government Pricing

Government-Guided and Government-Mandated Fee Schedule
Serial Number	Service Item	CIB Service Fee	Remarks	Document Number	Pricing Mode	Target Customers	Service Description
100001	Check Handling Fee	RMB 1 for each transaction	1. Handling fees may be refunded upon closure of accounts by virtue of voided or unused checks; 2. Intra-city transfer and payment services processed via credit instruments or settlement business authorizations in Shanghai are charged at the same rate as check handling fees.	Fa Gai Jia Ge [2014] No. 268	Government-Guided Pricing	Retail and institutional customers	Check processing services for individual or corporate customers.
100010	Corporate Interbank Counter Transfer and Remittance Fee	RMB 5 for each transaction of not more than RMB 10,000 (including RMB 10,000); RMB 10 for each transaction of more than RMB 10,000 but not more than RMB 100,000 (including RMB 100,000); RMB 15 for each transaction of more than RMB 100,000 but not more than RMB 500,000 (including RMB 500,000); RMB 20 for each transaction of more than RMB 500,000 but not more than RMB 1,000,000 (including RMB 1,000,000); 0.002% of the amount of remittance but not more than RMB 200 for each transaction of more than RMB 1,000,000.	1. The transfer scope includes fund transfers to accounts held by the same entity, other entities, or individuals at other banks. 2. Corporate interbank counter transfer and remittances no more than RMB 100,000 (inclusive) are charged at 90% of the current standard rate. This preferential policy is effective from September 30, 2021 to September 30, 2027.		Government-Guided Pricing	Institutional customers	Transferring corporate customer funds from CIB accounts to accounts at other banks (including intra-city and inter-region) via counter services.
100011	Personal Cash Remittance Service Fee (to Other Bank’s Accounts)	0.5% of the remittance amount for each transaction, with a maximum of RMB 50			Government-Guided Pricing	Retail customers	Transferring individual customer cash to accounts at other banks (including intra-city and inter-region).
100012	Personal Interbank Counter Transfer and Remittance Service Fee	RMB 2 for each transaction of not more than RMB 2,000 (including RMB 2,000);  RMB 5 for each transaction of more than RMB 2,000 but not more than RMB 5,000 (including RMB 5,000);  RMB 10 for each transaction of more than RMB 5,000 but not more than RMB 10,000 (including RMB 10,000);  RMB 15 for each transaction of more than RMB 10,000 but not more than RMB 50,000 (including RMB 50,000);  0.03% of the amount of remittance but not more than RMB 50 for transactions of more than RMB 50,000.	The transfer scope includes funds transfers to accounts of oneself, other individuals, or entities at other banks. 1. VIP customers enjoy fee waivers, i.e., the diamond, black gold and platinum card customers enjoy full fee waivers and gold card users enjoy a 50% discount on standard fees, effective from August 1, 2014 to June 30, 2026. 2. CIB military support card users enjoy full fee waivers, effective from June 1, 2019 to June 30, 2026.		Government-Guided Pricing	Retail customers	Transferring personal customer funds from CIB accounts (excluding credit cards) to accounts at other banks (including intra-city and inter-region) via counter services.
100013	Bank Card Transaction Issuer Service Fee	Debit card: no more than 0.35% (no more than RMB 13 for each transaction); Credit card: no more than 0.45%.	Implemented according to Fa Gai Jia Ge [2016] No. 557, Yin Fa [ 2021] No. 169, Zhong Zhi Xie Fa [2024] No. 112 and card associations’ price discount adjustment plans.	Fa Gai Jia Ge [2016] No. 557	Government-Guided Pricing	Institutional customers	Service fees charged by card issuers to acquirers.
Note: Transfer remittance amounts should be credited within 2 working days (excluding cases where the customer’s funds cannot be credited or are delayed due to uncontrollable external factors or technical constraints, or in cases where the customer has a special agreement with CIB).