| No. | Service Item | Charging Rate | Preferential Measures | Services | Remarks |
| 020401 | Agency salary payment | Counter channel: RMB0-0.5 each transaction; Internet banking channel: The handling charge is RMB 0.6 each batch. |
Handling charges for transfer via corporate internet banking -- Agency salary payment: For customers reaching the criteria for identifying basic customers of our bank in terms of closeness of cooperation with our bank and contributions to our bank, certain concession may be given, and the specific concession may be determined by each branch according to the actual situation. | To act as an agency of a company or institution to pay salaries and bonuses to personal accounts of its employees according to the agreement signed with the entrusting party. | To be collected from the consigner |
| 020402 | Fees withholding and paying | Fees withholding and paying (debit card/credit card): It may be charged at the agreed price, but not higher than the charging rate announced by the government at the corresponding level. | IB deducts money from payer account according to the collection amount and details of consignor or notifies payer to transfer and remit money to charging units; According to the payment authorization certificate of the consignor, IB transfers and remits provision money to designated account; IB establishes and preserve the account details of collection and payment for the consignor; IB provides the payment management system for the consignor; the consignor can manage payment customer details and collection receipt details. Fees withholding and paying cover public utilities fees such as water, electricity, and gas charges, telephone and mobile charges, internet charge, CATV charge, and housing fund, and commercial fees including insurance premium, property management fees, traffic fine, expressway toll, and rent. | To be collected from the consigner | |
| 020403 | Agency money box safekeeping and transporting | It will be charged according to the number of money boxes, minimum RMB 5,000 each piece a month; or it may be charged at the agreed price. | Agency money box safekeeping and transporting for financial institutions | ||
| 020404 | Agency cash transferring and transporting cash to be deposited in or withdrawn from the People’s Bank | It will be charged at the rate of 0.8‰-1‰ of the transferred amount; or it may be charged at the agreed price. | Agency cash transferring and transporting for financial institutions | ||
| 020405 | Agency issuance of bank drafts | The charge will be collected from the financial institution of the consigner at the charging rate for customers of our bank to handle bank drafts, namely the government-guided price. | Agency issuance of bank drafts for financial institutions | ||
| 020406 | Agency issuance of bank’s acceptance bill | The charge will be collected from the financial institution of the consigner at the charging rate for customers of our bank to handle bank’s acceptance bills. | Agency issuance of bank’s acceptance bills for financial institutions. | ||
| 020407 | Agency registration of bank’s acceptance bill | It will be charged at the agreed price with the financial institution of the consigner. | Agency registration of information on bank’s acceptance bills for financial institutions. | ||
| 020408 | Agency access to the modern payment system | It will be charged at the agreed rate, generally, RMB 50,000 a year for a total of transactions not more than 5,000, and an additional RMB 1 for each transaction based on the charging rate of the payment system of the People’s Bank if the total transactions exceed 5,000. | Agency access to large and small amount payment system, local payment system and other modern payment system on funds remittance for financial institutions | ||
| 020409 | Charges for agency service for treasury | Collection charge for agency centralized payment of treasury/collection charge for agency collection of non-tax revenue: It will be decided upon consulting with the government at different levels, but not higher than the charging rate announced by the government at the corresponding level. | To provide the government at different levels with the services of agency centralized payment of treasury and agency collection of non-tax revenues. | The charging frequency is not fixed, and it is subject to the specific agreements reached by and between IB branches and finance authorities. | |
| 020410 | Fund agency | The charge may be collected through consultation with an institutional customer based on the situation of a specific product. A proportion will be taken from the subscription and application fees, redeeming fees and management fees charged by the product manager. | Upon the consignment of fund companies, IB provides agency services including subscription, application, and redeeming of fund products. | ||
| 020411 | Handling charge for bond settlement agency spot trading | Minimum RMB 500, not higher than 0.01% of the face value of bonds. | According to the transaction entrustment instruction of a customer, our bank accomplishes spot trading in the inter-bank equity market for the customer as an agency, settles its bonds trusted at a treasury bond company, and settles funds for its transfer transactions; provides market information consulting; and provides regular statement service. | Administrative Measures of Industrial Bank on Bond Settlement Agency in the National Inter-bank Bond Market (revised in May 2012) – (2012) No. 283 of IB) | |
| 020412 | Handling charge for bond settlement agency pledge-style/buyout repo | Minimum RMB 300, not higher than 0.01% of the face value of bonds. | According to the transaction entrustment instruction of a customer, our bank accomplishes pledge-style or buyout trading in the inter-bank equity market for the customer as an agency, settles, provides pledge for and defreezes its bonds trusted at a treasury bond company, and settles funds for its transfer transactions; provides market information consulting; and provides regular statement service. | Administrative Measures of Industrial Bank on Bond Settlement Agency in the National Inter-bank Bond Market (revised in May 2012) – (2012) No. 283 of IB) | |
| 020413 | Handling charge for bond settlement agency distribution | Minimum RMB 500, not higher than 0.005% of the face value of bonds. | According to the transaction entrustment instruction of a customer, our bank accomplishes bond distribution in the inter-bank equity market for the customer as an agency, settles its bonds trusted at a treasury bond company and Shanghai Clearing House, and settles funds for its transfer transactions; provides market information consulting; and provides regular statement service. | Administrative Measures of Industrial Bank on Bond Settlement Agency in the National Inter-bank Bond Market (revised in June 2012) – (2012) No. 283 of IB) | |
| 020414 | Service fees for agency capital settlement for institutional customer | The charging rate may be decided by the branch and customers through consultation based on the market-oriented principles. | To provide institutional customers, including securities companies and insurance companies, with safe and efficient service functions such as payment, collection, real-time inquiry of transaction information, and inquiry of transaction flow, and inquiry of cleared accounts. | ||
| 020415 | Service fees for agency business for policy bank | The charge may be collected through consultation with a customer based on the situation of a specific project. In general, it will be charged at the rate of 0.3%-1% of the full amount arrived including the loan principal and interest. | Accepting the consignment of a policy bank, IB, on behalf of the policy bank and as agreed in the contract, monitoring the use of the loan funds and projects supported by the loan, collect the loan interests and principals repaid upon maturity, and supervise the management and operation of the borrower and guarantor. | ||
| 020416 | Service fees for agency international settlement business of another bank | The charge may determined by each branch through consultation with a customer based on business development provided that it does not go beyond the scope of charges collected by our bank from corporate customers. | To provide international settlement services to collaborative banks. | ||
| 020417 | Service fees for third-party depository for funds of customers settled in the securities transaction | The charge may be collected through consultation with a customer based on the situation of a specific project. In general, it will be charged at the rate of 5%-15% of the balance between the interest rate of the summary account (or management account) and the benchmark interest rate of demand deposit. In principle, the handling branch is required to collect the charge at a rate not less than 8% of the interest rate balance. | As an independent third-party depository bank for securities trading, our bank, under the consignment of a securities company, provides investors with such services as settlement of transactions and delivery and collection. | ||
| 020418 | Agency collection and payment for financial institutions | Each consigned agency collection and payment of trust funds shall be decided by the relevant branch and the clients through consultation according to the project situation on the market-oriented principle. | Accept the consignment from financial institutions, provide agency services including funds collection, distribution of benefits and cashing upon maturity. | ||
| 020419 | Agency sale of trust plan/product | Each consigned agency sale of trust plan shall be decided by the relevant branch and the trust company through consultation according to the project situation on the market-oriented principle. | Upon the consignment of trust companies, IB, serving as an agency, introduces trust products to customers. | ||
| 020420 | Agency business for brokerage assets management plan | The charge may be collected through consultation with an institutional customer based on the situation of a specific product. A proportion will be taken from the subscription and application fees, redeeming fees and management fees charged by the product manager. | Upon the consignment of securities companies, IB provides agency services for brokerage capital management plan and products including subscription, application, and redeeming. | Agency business for futures assets management plan: the charge will be implemented since August 25, 2017. | |
| 020422 | Handling charge for counter agency settlement | Service fees: IB will deduct the agency service fees from the handling charge for agency settlement, and the charging rate is set as RMB 0.5 each transaction temporarily; Handling charge: It will be decided through consultation with each cooperative bank of the bank-bank platform and collected from the relevant cooperative bank of the bank-bank platform. |
Based on the intermediate business platform, IB has developed the business platform featuring “serving as agencies mutually based on networked cooperation” with banking institutions. IB provides normative and unified standard interface to other institutions and networks with a great number of financial institutions. On that basis, all cooperative banks can serve as an agency mutually to handle businesses with bank card (deposit book), like deposit, withdrawal, transfer and inquiry, etc. | ||
Note: 1.Changes to the charging rates and preferential policies of service items are subject to the latest announcement of the bank.
2. If the local charging administration authorities set down unified prices for the above charging items, the branches in question may follow the relevant provisions.
3. The currency of price in all charging standards is RMB unless otherwise indicated.
4. Complaint hotline: “95561”; complaint email: “95561@cib.com.cn”; approach of written complaint: “Official Wechat Service Account of IB”.