Other Services

No.  Service Item Charging Rate Preferential Measures Services Remarks
010802 Personal deposit certificate Time period certificate and time point certificate will both charged at the rate of RMB 20 each certificate 1. VIP customers may enjoy concession/exemption, i.e., the diamond, niello and platinum customers may enjoy exemption and gold card users may enjoy 50% discount;
2. No fees for a Universal Life debit card. 
The above preferential exemption extends from August 1, 2014 till December 31, 2017.
To provide written document to the applicant with a view to certifying the personal deposits of the applicant in the bank.  
010803 Handling charge for credit card installment service It will be charged at the agreed rate.    To provide customers with the service of repaying the money paid ahead by the bank for them in certain number of installments, including without limitation cash installment, statement installment, consumption installment, automatic installment, auto installment, POS installment (store installment), gateway installment, fast installment, parking lot installment, decoration installment, and property deed tax installment.  
010804 Handling charge for money borrowed at any time Handling charge for money borrowed at any time: It will be charged at the agreed rate by day.
One-time handling charge for money borrowed at any time: RMB 10 for each transaction.
Daily handling charge for money borrowed at any time: The transactions of money borrowed at any time before June 30, 2017 will enjoy a discount of 20% off, which is 0.04% per day.  To provide cash advance transfer service to card holders. The fee will be charged from Friday, January 13, 2017
010805 Handling charge for delayed principal repayment of Credit Card The one-time handling charge will be charged at the agreed rate.    IB provides card holders with the service of delayed principal repayment. The fee will be charged from Wednesday, May 10, 2017

Notes: 1. The "local" scope is not smaller than the administrative division of a prefecture-level city, including the municipality directly under the central government, provincial capital, and city specifically designated in the state plan.

2. The charging rates for real-time inter-bank transfer or other services with an IB E-card are the same as the rates with IB debit card. Specifically, if there is any IB outlet at the place where the paying bank is located, no handling commissions will be charged for common inter-bank transfer with an IB E-card via internet banking or mobile banking (designated transfer / free transfer).

3. All oversea banking charges will be collected in line with the actual cost.

4. Changes to the charging rates and preferential policies of service items are subject to our latest notice.

5. If the local charging administration authorities set down unified prices for the above charging items, the branches in question may follow the relevant provisions.

6. The currency of price in all charging standards is RMB unless otherwise indicated.

7. Complaint hotline: “95561”; complaint email: “95561@cib.com.cn”; approach of written complaint: “Official Wechat Service Account of IB”.