Established in 1988 at the forefront of China’s reform and opening-up in Fuzhou, Fujian Province, Industrial Bank Co., Ltd. (hereinafter referred to as “CIB”) was listed on Shanghai Stock Exchange in 2007. Currently, CIB has developed a modern comprehensive financial service system with banking as the mainstay covering trust, funds, futures, financial leasing, bank wealth management, consumer finance, asset management, consumer finance, financial asset investment, etc. In the 2025 “Top 1000 World Banks” ranking by The Banker (UK), it ranked 14th by tier-one capital and 2nd among Chinese banks in comprehensive performance. Its MSCI ESG rating has maintained AAA level, making it the only domestic bank to receive the highest rating for six consecutive years.
Born of reform and thriving on innovation, CIB remains steadfast in following the development blueprint mapped out by General Secretary Xi Jinping during his work in Fujian. Upholding the fundamental strategies of “Discipline-Anchored, Expertise-Led and Technology-Driven Bank,” and anchored to the development goals of “Outstanding Service Capabilities, Distinct Operational and Management Features, and Prominent Market and Brand Image,” CIB has taken root in Fujian, spread its branches across China and globally, achieving the multi-stage leap from a regional bank to a national bank, a listed bank, and a modern comprehensive financial services group.
Since the 14th Five-Year Plan period, amid a complex and ever-changing domestic and international landscape, CIB has actively adapted and responded, persistently translating the national priorities into key tasks of the bank, deepening reform and innovation, adhering to distinctive and differentiated operations. It integrates the financial “Five Major Topics” with highlighting the “Three Business Pillars” of green banking, wealth banking, and investment banking, and pushes forward the layout of the “Five New Finance Sectors” of technology, inclusive finance, energy, automobiles, and industrial parks. It is actively building a value bank with its own characteristics, promoting high-quality development in serving the modernization of China. As of the end of September, CIB’s total assets reached RMB 10.67 trillion, an increase of 1.57% from the end of the previous year. Operating income amounted to RMB 161.234 billion, with net profit at RMB 63.083 billion, a year-on-year growth of 0.12%. The non-performing loan ratio was 1.08%, flat compared to the end of the first half. The provision coverage ratio stood at 227.81%, remaining at an adequate level.
Embarking on the new journey of the 15th Five-Year Plan period, CIB will earnestly implement the spirit of the Fourth Plenary Session of the 20th CPC Central Committee, deeply grasp the political and people-oriented nature of financial work, steadfastly follow the path of financial development with Chinese characteristics. It will respond to the era’s call to develop a strong financial nation by building a powerful financial institution, striving forward towards the vision of “Premier Banking, Perpetual Prosperity.”