Industrial Bank Co., Ltd.(CIB) is a modern commercial bank that grew with the care and guidance of Comrade Xi Jinping during his tenure in Fujian. The bank was established in 1988 in Fuzhou, Fujian, a frontline of China’s reform and opening-up, and was listed on the Shanghai Stock Exchange in 2007.For over three decades, CIB has unwaveringly followed the development blueprint charted by Comrade Xi Jinping, and has inherited and carried forward the fundamental strategy of “Discipline-Anchored, Expertise-Led and Technology-Driven Bank”. With its roots firmly planted in the land of Fujian and its branches extending across the nation and the globe, CIB has gradually achieved a multi-level leap from a local bank to a regional bank, then to a national bank, a listed bank, and finally to a modern integrated financial services group, securing a place in both domestic and international financial markets.
Industrial Bank was born out of reform and has prospered through innovation. Over the past three decades,the bank has always kept firmly in mind its original aspiration and mission of “exploring paths for financial reform and making greater contributions to economic development”,staying in resonance with national strategies and moving in the same direction as the needs of the people.The bank’s institutional network has been continuously improved, with outlets established in all provinces, municipalities, and autonomous regions across China. Currently, the bank has set up 45 tier-1 branches (including the Hong Kong Branch) and over 2,000 sub-branches in major cities nationwide, and a representative office in London.The Group’s layout has been steadily advancing, forming a modern integrated financial service system covering trust, fund management, futures, financial leasing, wealth management, consumer finance, asset management, research and consulting, and digital finance. The bank’s distinctive strengths have become more prominent. With an early start and numerous innovations in areas such as technology finance, green finance, investment banking, wealth management, asset management, financial markets, and interbank cooperation, the bank has built strong market competitiveness.The bank has seen its market position rise continuously. In The Banker’s 2025 Top 1000 world Banks ranking, it ranked 14th by Tier 1 capital. CIB’s MSCI ESG rating currently stands at AAA, and it is the only Chinese bank that has received the highest MSCI ESG rating among Chinese banks for seven consecutive years. It also has become one of China’s first domestic systemically important banks and the 10th designated operator for the digital RMB.
Since the start of the 14th Five-Year Plan, facing complex and volatile domestic and international environment, CIB has always kept in mind the instructions entrusted to it, forged ahead with gratitude, and persisted in translating the country’s most fundamental interests into the bank’s key tasks, promoting high-quality development in serving the modernization of China.Its total assets have successively surpassed four trillion-yuan milestones, exceeding the 11 trillion yuan mark. Its operating income and net profit have consistently ranked among the leading joint-stock commercial banks in China. Its non-performing loan ratio decreased from 1.25% to 1.08%, and the loan loss provision coverage ratio increased from 218.83% to 228.41%, both outperforming the industry average. Its MSCI ESG rating was upgraded from A to AAA.
Embarking on the new journey of the 15th Five-Year Plan period, CIB will further uphold the political significance of the financial work and its importance to the interest of the people, firmly follow the path of financial development with Chinese characteristics, and implement its new round of strategic development plan. The bank will adhere to the guidance of digital and intelligent transformation, green development, internationalization, integrated operation, and ecosystem-oriented services, deepen its engagement in industrial finance centering on the construction of a modern industrial system, continue to strengthen the “four business pillars” of technology finance, green finance, wealth banking, and investment banking, and comprehensively build a first-class value bank, thereby contributing greater momentum to building a nation with a strong financial sector and demonstrating stronger commitment in the modernization of China.