Recently, the internationally authoritative financial media The Banker unveiled the list of 2006 Top 100 Chinese Banks. Industrial Bank occupied a front rank. In terms of average profit ratio of capital, Industrial Bank ranked 3 rd , and was crowned the top one among all national commercial banks. In terms of tier one capital and total assets, Industrial Bank ranked 10 th respectively, just followed the "Big Four" banks, Bank of Communications, China Merchants Bank, China CITIC Bank, China Minsheng Banking Corp., Ltd., and Shanghai Pudong Development Bank.
Recent years viewed great boost momentum of Industrial Bank. Up to the end of 2005, the amount of total assets posted RMB 474 billion with average annual growth rate of 40.82%, 5.54 times the data in the same period of 2000. The total deposit outstanding amounted to RMB 353.8 billion with average yearly increase of 46.92%, 6.84 times the figure at the end of 2000. The total loan outstanding achieved RMB 241.9 billion with 46.62% year-to-year growth, 6.78 times that of the end of 2000. The accumulative net profit of the past five years reached RMB 5.81 billion with compound growth rate of 45.56%. By firstly issuing fixed-term subordinate bond and mixed capital bond, successfully introducing 3 foreign investors (Hang Seng Bank, International Finance Corporation and Government of Singapore Investment Corporation Pte Ltd.), the capital strength of the bank were greatly enhanced. The net capital amounted to RMB 20.077 billion with yearly growth of 38.87%, 5.2 times than that of the end of 2000. Risk management and inner control are gradually improving, and the quality of assets are boosting steadily. According to the five-category assets classification, the rate of NPL has declined 2.43% since the end of 2001.