After Internet banking – “CIB ONLINE” ( www.cib.com.cn ) and telephone banking – “Service Hotline” (955561), Industrial Bank recently launched its brand-new mobile banking service -- “Wireless Channel” (wap.cib.com.cn) to achieve a much broader electronic service channel.
It was said that “Wireless Channel” was a multifunctional service platform that cover SMS, WAP/KJAVA mobile banking, mobile wallet, and B2C mobile settlement platform, in which SMS platform, “Smart Messenger”, had earned more than 600 thousand users since its launch in 2004. Brand-new mobile banking service system based on SMS platform has promoted Industrial Bank to be one of few domestic commercial banks that were capable of supplying all-round mobile financial service.
“Wireless Channel” was characterized by 3 main features. First of all was its multiple functions and full spectrum of services. Via mobile phone, customers could experience banking services up to 9 categories covering more than 60 financial items, such as account inquiry, fund transfer, investment, wealth management, bill payment, and credit card service, etc.; Secondly was its easy operation and convenient access. From the first login step, the banking experience will be achieved within 3 to 5 processes by simply entering numbers. Thirdly was its reliable security. With 128 Bit SSL encryption and secure certificate for WAP mobile banking, RSA encryption for KJAVA mobile banking, and other security control measures as password protection, amount limit management, the fund security could be strongly assured.
Industrial Bank's B2C mobile settlement platform was an instructive exploration in mobile payment domain. The platform established a brand-new mobile settlement channel for capable mobile payment users and third party payment corporations. By directly linking to Industrial Bank's B 2C mobile settlement platform or the third party payment corporations that connected with Industrial Bank, customers could enjoy mobile payment service and get rid of the worry of fund-transfer channel and fund security during mobile settlement.
“Wireless Channel” was known for its multifunctional services, reliable securities and convenient access. By visiting homepage of mobile banking ( https://wap.cib.com.cn ) via embedded Internet browser in mobile phone, or downloading mobile banking client software, customers could experience services as account inquiry and financial information, etc.. Application for services that concern fund changes, such as fund transfer, bill payment, FX transaction, fund transaction, bank-securities service, could be realized in any outlet of Industrial Bank nationwide.