Integrating the Actual and the Virtual in One--

Industrial Bank's QQ Show Credit Card Debuted

November 30, 2006 in Shanghai , Industrial Bank held press conference jointly with Tencent to launch its QQ Show Credit Card, the first domestic credit card that integrated the actual and the virtual in one. The credit card would offer QQ Show group featured Internet services as virtual card payment, repayment through www.tenpay.com, online application, notice for electronic account statement, and instant message reminding. High-quality QQ users from 9 cities including Shanghai and Beijing, etc. would be invited to be the first batch of QQ Show cardholders to lead the new fashion trend in online consumption.

For all the while, Industrial Bank has attached the importance to the individualized demand for credit card service rose by vogue groups, and kept on carrying out innovation to meet the demand. In 2005, the bank launched its first specially shaped lover credit card – Garfield Credit Card. With its unique cartoon image, the card had embraced popular response from vogue youth. The newly launched "QQ Show Card", the first virtual credit card in China , was another innovative move resulted from the cross-industry corporation between Industrial Bank and Tencent. By simply entering virtual card number, QQ number, and payment password on www.tenpay.com, all the value-added services offered by www.qq.com would be available. QQ fans who held the cards not only could enjoy the consumption fun of E-times through series of Internet electronic service as online application, online payment, repayment via www.tenpay.com, QQ instant message reminding, and electronic account statement, but also could choose their beloved solid card with different animation and cartoon style (including one standard card and four mini individualized cards). The cards embodied full Q style and emitted full characteristic charm of vogue groups.

As an innovative service that initiated by Industrial Bank and Tencent in online payment area, QQ Show credit card could avoid security problem such as effectively preventing card number from leaking. Its supporting repayment channel via www.tenpay.com facilitated more secure and express electronic business payment. By registering account on www.tenpay.com and opening Internet banking service for any credit card under their names, the cardholders could achieve repayment for QQ Show credit card through the registered account. Moreover, the services like fashionable electronic account statement, QQ instant message reminding, etc. also would bring brand-new payment and Internet experience to QQ Show cardholders. Shopping on www.qq.com with QQ Show credit card, cardholders could enjoy rewarded scores offered by both Tencent and Industrial Bank. MINI SITE by Industrial Bank would prepare a separated favorable area for QQ show cardholders as well.

Recent years, Industrial Bank's innovative development on credit card service has won satisfying market response. In 2005, the credit card business of Industrial Bank was granted "Leap Award" by VISA International; Debuting in September of the same year, Garfield Credit Card, the first specially shaped cartoon card, won the prize of "Best Card Design of the Year" granted by MasterCard International Organization; In 2006, Industrial Bank launched its business credit card, marching in corporation payment domain……

Li Renjie, the president of Industrial Bank, expressed in the press conference, "Industrial Bank is always taking the credit card service as one of the turning points of business transition. Facing increasingly intense competition in domestic credit card market, Industrial Bank will offer card users better, reliable and more comprehensive service by insisting on enlarging rang of product spectrum, improving service network and items, and enhancing card-using environment."