Date: March 17 Source: www.rednet.cn
Recently, IB launched the “Open Sesame” financial service program for SMEs. This program, on the basis of providing traditional financial service products, aims to apply investment banking service instruments to offer professional, refined and differential IPO services to SMEs so as to meet their financing needs at different stages. The program is tailored by IB for SMEs and will provide convenience for enterprises who seek financing and IPO.
IB offers integrated financial services to SMEs at the stage of start-up, including basic banking products like working capital loan, bill financing and international business, among which the representative services include fast credit extension for small enterprises, bill for bill, outward documentary bill, financing with credit insurance, loan pledged with a special export tax rebate account, electronic banking, loan pledged with beneficiary rights of a business owner to financing products, personal operation loan for a business owner, credit standing certificate of a business owner, financing service guaranteed by a guarantor, etc. In addition, IB provides investment banking services to SMEs at the stage of start-up to support their growth, like financial and financing consultation for start-up enterprises, internal management and industrial development consultancy for start-up enterprises, etc.
Based on selecting necessary various products and services during the start-up stage, IB provides a range of featured products and emerging bank financing service instruments to meet the varied financial requirements of SMEs during the course of extending reproduction. Such unique products and financing instruments include joint loan and joint guarantee, working capital line turnover loan, building factory based loan, operating property loan, discount commercial acceptance draft, discount bills with interest paid by buyers, goods control based financing service, IB Easy Trade, deferred credits, energy conservation and pollution reduction loan, import and export one ticket pass, domestic factoring, export factoring, hedging, financing planning and relevant financial consultation for SMEs, private equity financing for SMEs, collection note offering and underwriting for SMEs, etc.
Based on selecting various products and services during start-up stage as required, IB has customized a range of unique products and emerging financing service instruments for SMEs at the ripening stage, such as commercial acceptance bill guaranteed discount, corporate account overdraft, loan pledged with beneficiary rights to financial products, guarantee-free credit loan, corporate financing, exchange rate risk management service, the cash growth value-added services for SMEs, SME short-term financing bill offering and underwriting services, financial consultation for restructuring of SMEs, financial consultation for private financing of SMEs, financial consultation services for the merger and acquisition of SMEs, corporate IPO service, re-financing of listed companies, etc.