with 30% of the Account-opening Enterprises Trying it on Their Own Initiatives
To handle a transfer business requires the cashier responsible for keeping checks, the accountant responsible for keeping the official seal and the boss keeping the legal person seal making confirmation, and then sending a special officer to handle the business with the bank. Such complicated practice of low efficiency is hard to suit the situation in the age of internet finance.
Recently, Industrial Bank (IB), following the tendency of internet finance, launched in high profile the “brand-new internet banking service platform exclusive for SMEs”, which covers 11 modules including inquiry and transfer, investment and wealth management, group service, corporate loan, virtual sub-account, e-commerce, and commercial note, facilitating SMEs to handle various businesses in one stop.
“As revealed by data, 30% of the account-opening SMEs selected to use the exclusive internet banking platform over the past two weeks”, relevant officer of the Cash Management Department of IB told the reporter.
Compared with the original corporate internet banking system, the internet banking platform for SMEs is accessible after opening an account and easy to maintain, with simplified process. It has three versions available, namely one-person version, two-person version and professional version. In addition, “it also has customized versions for enterprises of different scale, from small merchants (individual business owners) to small group enterprises”, the above officer introduced, “with the one-person version, one handler can have all businesses transacted”.
As learnt by the reporter, this set of exclusive internet banking system integrates relevant business systems including conventional internet banking, investment and wealth management, trade financing, Easy Trust and Easy Trade, and provides customers with a number of integrated professional financial services including account inquiry, expenses management, financing securities, group-based outbound payment, consignment loan and refund management of merchants, effectively meeting the increasingly diversified financial needs of SMEs and boosting them to improve their funds management efficiency.
In recent years, the Cash Management Department of IB adhered to sink down its service focus, lent vigorous support to the development of SMEs, and provided a great number of customized financial services tailored to their needs, covering cash management platform, group settlement center, and bank-enterprise direct linkage. Moreover, such services can be completed conveniently and quickly in the channel of SME internet banking. In this way, a desired circulation is formed with business products and channels completing and promoting each other, serving as a safeguard for the fast development of SMEs.