Following the recent continuous receipts of “Best Asian Bank On Shareholder Returns”, “2015 Excellent Board of Directors of Chinese Listed Companies”, “2015 Annual Financial Holding Group” awards, on Dec 18, in the “2015 China Financial Institutions Gold Medal Standings • Golden Dragon Award” selection jointly organized by Financial Times and Institute of Finance and Banking CASS, IB won the “Best Inclusive Finance Bank” award.
Industrial Bank innovated concept of CSR practice “obtaining reasonable profits while bringing benefits to the stakeholders”, and has been insisting on fulfilling social responsibility with banking products and services over the years by implementing the ideas into all aspects of bank management, forming a unique “IB version” of inclusive finance practice.
As the first domestic Equator Bank, IB is a leading example in green finance. From initiating energy efficiency financing, carbon finance, low-carbon theme credit card to firstly committing to adopt the Equator Principles, and to establishing specialized organization and providing emission rights based financial services, after years of innovation and exploration, IB has formed three major financial service, i.e. financing of energy conservation and emissions reduction, emission rights based financial services and personal low carbon financial services, to achieve full coverage for businesses and individuals with regards to green financial products and services, by taking into account of environmental, social and economic benefits, thus creating a sustainable road that “turning green into gold”. Since last year, the bank has actively played the advantages of integrated operation, and lifted green finance as one of the Group's core business, achieved the leap from a “green bank” to “green financial group”. By the end of November 2015, IB has accumulatively provided nearly 6000 clients with green finance based financing totaling RMB 770.664 billion, with a financing balance approaching RMB 376.86 billion. The energy reductions of the projects supported by such financing equivalent to closing 164 100 MW thermal power station, or the total amount of carbon dioxide absorbed by 7.16 million hectares of forest each year, which contributes to the green transformation of China's economy and construction of a beautiful China.
“Rural Credit Cooperatives (RCCs) customers travel across the country with RCC card and deposit booklet” was once the dream of RCCs customers, and this dream has been realized with the counter interoperation services via Industrial Bank's “bank-bank platform”. At present, Industrial Bank's counter interoperation outlets have exceeded 35,000. With this platform, the Industrial Bank can export advanced management experience, financial products and technology capacity to the small and medium-sized financial institutions in three and four-tier cities and rural areas, so that residents and small/micro customers in these areas can also enjoy the same modern financial services. As of the end of November 2015, IB's bank-bank platform has signed up 637 cooperative banks, connected 529 online banks; providing agency service for 186 rural banks in access to modern payment system; providing 269 rural banks, private banks and city commercial banks with information system construction and operation and maintenance services, of which 135 have been put into operation, thus becoming one of the nation's largest providers of information systems for commercial banks. Meanwhile, the bank actively embraces the “Internet+”, upgrading the wealth management portal of bank-bank platform into “Money Manager”, an internet based integrated wealth management platform that combines outstanding products of all kinds of financial institutions and sales network of various cooperative banks, thus delivering the financial products and services to three and four-tier cities and rural areas, allowing more residents to enjoy professional financial services.
Industrial Bank also set up widespread community sub-branch outlets, by leveraging the “customer oriented” financial services, to improve people's livelihood, and in the process of deepening the retail business transformation and self-transcendence of services, explaining the connotation of “warm financial service”. Since the opening of the country's first community bank in 2013, the bank has opened more than 1,000 community sub-branches in major cities all over the country, and through the staggered service, intelligence service and customized services, it focuses on customers in communities to effectively compensate for blind spots in the city's financial services, and becomes doorstep “financial managers” for community residents, thus extending the “inclusive finance” to the “last kilometer” of financial services.