Are there any bank outlets and what service do they provide? Now these information can be found via IB's “Money Manager”APP. Recently it is reported that the function of “searching nearby outlets” is available in “Money Manager” APP. Users can not only search nearby outlets and outlets under 800 cooperative banks on interbank platform, but also open the navigation mode.
The journalist opened “Money Manager”APP and found that apart from searching nearby outlets, users can select the outlets upon the service type they need (such as on-site signing of counter risk appraisal, deposit, withdrawal and transfer with bank cards or passbook and so forth). After doing that, the map will show nearby outlets where users can go for their business, or all the services a certain outlet can provide, which is convenient and practical.
“Money Manager”APP is a one-stop wealth management platform created by IB base on “Interbank platform”, covering a variety of wealth management products, including bank wealth management, Manager’s Wallet, funds, trust, precious metals and endowment insurance products. As of the end of June, the number of individual clients has reached 6.54 million and financial products sold to terminal clients have amounted to 240 billion yuan. This function offers clients with a large-scale, fast and convenient portable service network. It acts as one of the essential initiatives IB launched to adapt to the Internet development trend, push forward combination of online services and offline services and improve user’s experience.
As a leader of domestic bank cooperation businesses, IB's interbank platform gives full play to products and technological advantages, transmits advanced management experience, financial products and technological capability to cities of the third and fourth tiers and regions with underdeveloped finance, and serves small- and medium-sized financial institutions including urban commercial banks, rural credit cooperatives, village banks and private banks. It aims to effectively cover urban and rural areas and serve “agriculture, the countryside and farmers”, expand modern financial services to residents in remote areas, and open up IB-style inclusive finance. By the end of June 2016, sales of financial products on interbank platform have totaled nearly 900 billion; it has established cooperation on construction of information system with 296 commercial banks, of which 159 banks offer online service, and has become one of the largest providers of commercial bank information system in China.
In recent years, IB has actively promoted business transformation geared toward "light capital and asset”. As the "B2B+B2C”platform of light asset, currently interbank platform has been incorporated into the Group’s one of the seven core business groups.
In June, 2016, IB launched new strategies of interbank platform. A personnel of IB’s bank cooperation center said that the Bank is promoting construction of financial asset exchanges, relying on interbank platform websites, “Money Manager” APP and other online channels to push forward deeper combination of online services and offline services, making available the issuance, registration and transaction of financial products like wealth management products, large-sum certificates of deposit and assets backed securities, so as to offer investors transaction service, provide small- and medium-sized financial institutions with financial services including active liability and asset securitization. Meanwhile, it strives to create an international interbank platform by virtue of cross-border RMB payment and agency of payment and settlement.