On August 26, "Health China 2030" plan was approved in the meeting of the Political Bureau of the CPC Central Committee. The plan takes people's health as strategic priority, formally proposes to deepen system & mechanism reform, promotes innovation in health science and technology, adjusts and optimizes health service system and build "Healthy China"
As a mainstream commercial bank in China, IB has always attached great importance to combination of social responsibility and business development, and has been seeking for a sustainable business model that obtains reasonable profits while bringing benefits to the stakeholders. In addition to taking the lead in green finance, in recent years, IB also makes overall arrangement in advance in health care, relies on product and technological innovation, explores a new service model “Internet plus Medical Treatment plus Finance", cooperates with medical institutions to work together to improve traditional medical industry and medical treatment environment. Since IB acted as the first to launch smart medical products in China and established the first mobile “smart hospital” together with Traditional Chinese Medicine Hospital in Foshan city in 2014, the Bank has signed agreements with more than 200 hospitals and has launched 100 smart hospitals in 19 provinces and cities nationwide. Among them, more than half are first-class hospitals and above, benefiting a million people.
A scarcity of medical resources and uneven distribution has always been a prominent contradiction in the medical field in China, and also the main reason for medical disputes between hospitals and patients. Scientific and technological innovation is a breakthrough point to expand the supply of medical resources and ease the scarcity of medical resources.
With the help of "Internet plus", mobile smart medical treatment comes into being. IB, known for market sensitivity, seizes the opportunity and actively makes proper arrangement. On August 30th, “mobile smart hospital” platform created by IB for Maternity and Child Health Care Hospital in Weifang city was officially launched. This is the 100th “smart hospital” created by IB. On this platform, patients can make appointments, a wide range of services make appointments, get the ticket and wait to see the doctor, pay outpatient fees, inquire the report, put money into medical cards, pay hospitalization expenses via mobile phone, greatly shortening the waiting time and making it easier for patients to get medical service.
It is said that IB’s “smart hospital” products provide affiliated medical service on mobile phone through cloud computing technology, cooperate with a number of mainstream software developers, help hospitals establish user-friendly mobile medical service platform via Wechat, Alipay and other channels, and offer one-stop smart medical service covering the whole medical process. As a result, patients can get medical service in an easier and more convenient way and hospitals’ pressure for management is considerably reduced.
Moreover, in order to provide users with more convenience and benefits, IB’s mobile smart medical products take patients into full consideration and are equipped with various characteristic functions and personalized scene services, for instance, smart parking, ordering food in the hospital, live birth process, payment by scanning QR code, on-site payment , payment via mini machines and so on. IB aims to create smart medical biosphere.
Huang Zhongbin, general manager of IB’s Department of Cash Management, revealed that IB will take its next step to cooperate with departments of social security to make available settlement of medical insurance via mini machines, gradually cover other cooperative hospitals and provide patients with more convenience concerning payment and settlement.
In the future, IB will establish smart medical treatment-centered platform, actively support construction of health information service system, and gradually explore and develop medical E-commerce, personal health management and other services based on online medical process. In this way, finance can have a broader role in people’s healthy lives and serve the construction of “Healthy China” in a more efficient way.