On July 2, The Banker magazine released its “Global Top 1000 Banks 2025” list, where CIB ranked 14th by Tier 1 capital, climbing two spots from last year and entering the global top 15.
Notably, in the overall performance ranking, CIB rose to 2nd place among Chinese banks, up six spots from last year, marking its best historical performance. The ranking evaluates banks’ comprehensive strength through multiple key indicators, including growth scale, profitability, operational efficiency, asset quality, risk-adjusted returns, liquidity, stability, and leverage.
In recent years, facing industry challenges such as “low interest rates, narrow spreads, and high risks,” CIB has maintained strategic focus, adhered to a steady and progressive approach, reshaped its development goals with a value-oriented banking model, and advanced high-quality development through reform and innovation, responding to external uncertainties with the certainty of its own work. By the end of 2024, the group had achieved total assets of RMB 10.51 trillion (up 3.44% year-on-year), operating income of RMB 212.226 billion (up 0.66% year-on-year), and net profit attributable to shareholders of RMB 77.205 billion (up 0.12% year-on-year), while maintaining its non-performing loan ratio at 1.07%, thereby charting a new path of balanced growth in scale, quality and efficiency centered on value creation.
Tier 1 capital is a key indicator of a bank’s capital adequacy, reflecting its risk resilience and profit growth potential, and serves as an important benchmark for global bank rankings. CIB has adhered to a transformation strategy of “light capital, light assets, and high efficiency,” optimizing its business structure by directing limited capital resources toward green finance, inclusive finance for SMEs, and emerging sectors, while enhancing capital assessment and fostering a “value-driven” mindset to improve capital efficiency. By the end of 2024, CIB’s Tier 1 capital reached RMB 902.5 billion, with a core Tier 1 capital adequacy ratio of 9.75%, remaining stable compared to the previous year.
At a pivotal moment bridging the 14th Five-Year Plan, CIB has anchored its vision of becoming a value bank, driving balance sheet restructuring and enhancement in the process of serving Chinese modernization. The bank integrates the “Five Major Topics” with the “Five New Finance Sectors,” strengthening support for national strategies and high-quality economic and social development. By the end of 2024, loans for tech finance, green finance, inclusive finance, and elderly care industry finance grew by 20.68%, 19.64%, 10.97%, and 10.56% year-on-year, respectively. Digital finance transitioned from the construction phase to the harvest phase, accelerating the shift from “Digital CIB” to “Smart CIB.” Meanwhile, CIB actively practices responsible finance, embedding sustainability and ESG principles into its operations, offering clients integrated “intellectual + financial” ESG services. The bank is the only Chinese bank to receive MSCI’s highest ESG rating for six consecutive years.
As an authoritative international financial media, The Banker has published its “Global Top 1000 Banks” ranking since 1970, regarded as a benchmark for evaluating banks’ comprehensive strength and a key window into global banking trends. Since first entering the global top 100 in 2010 and the top 20 in 2021, CIB has maintained a steady upward trajectory, winning The Banker’s “Bank of the Year in China” award in 2021 and 2023.