Financial Highlights

Unit: RMB million

Major Accounting Data

2023 

2022 

2021

For the year

 

 

 

Operating income

210,831

222,374

221,236

Total profit

84,329

106,221

95,310

Net profit attributable to the listed company's shareholders

77,116

91,377

82,680

Net profit after non-recurring gains and losses attributable to the listed company's shareholders

76,523

90,996

82,206

 

 

 

 

At year-end

 

 

 

Total assets

10,158,326

9,266,671

8,603,024

Total liabilities

9,350,607

8,509,373

7,908,726

Equity attributable to shareholders of the Bank

796,224

746,187

684,111

Share capital

20,774

20,774

20,774

 

 

 

 

Per share

 

 

 

Basic earnings per share(RMB)

3.51

4.20

3.77

Diluted earnings per share(RMB)

3,24

3.87

3.77

Basic earnings per share after non-recurring gains and losses(RMB)

3.48

4.18

3.75

Net assets per share attributable to the listed company's shareholders(RMB)

34.20

31.79

28.80

 

 

 

 

Financial Ratios

 

 

 

Return on total assets(%)

0.80

1.03

1.02

Return on average equity(%)

10.64

13.85

13.94

Cost-income ratio(%)

29.97

29.37

25.68

 

 

 

 

Asset quality indicators

 

 

 

Non-performing loans ratio(%)

1.07

1.09

1.10

Provision coverage ratio(%)

245.21

236.44

268.73

 

 

 

 

Capital adequacy indicators

 

 

 

Capital adequacy ratio(%)

14.13

14.44

14.39

Tier I capital adequacy ratio(%)

10.93

11.08

11.22

core Tier I capital adequacy ratio(%)

9.76

9.81

9.81