Financial Highlights

Unit: RMB million

Major Accounting Data

2024年

2023年

2022年 

For the year

 

 

 

Operating income

212,226

210,831

222,374

Total profit

87,120

84,329

106,221

Net profit attributable to the listed company's shareholders

77,205

77,116

91,377

Net profit after non-recurring gains and losses attributable to the listed company's shareholders

76,772

76,523

90,996

 

 

 

 

At year-end

 

 

 

Total assets

10,507,898

10,158,326

9,266,671

Total liabilities

9,614,287

9,350,607

8,509,373

Shareholders' equity

881,908

796,224

746,187

Share capital

20,774

20,774

20,774

 

 

 

 

Per share

 

 

 

Basic earnings per share(RMB)

3.51

3.51

4.20

Diluted earnings per share(RMB)

3.23

3,24

3.87

Basic earnings per share after non-recurring gains and losses(RMB)

3.49

3.48

4.18

Net assets per share attributable to the listed company's shareholders(RMB)

36.88

34.20

31.79

 

 

 

 

Financial Ratios

 

 

 

Return on total assets(%)

0.75

0.80

1.03

Return on average equity(%)

9.89

10.64

13.85

Cost-income ratio(%)

29.50

29.97

29.37

 

 

 

 

Asset quality indicators

 

 

 

Non-performing loans ratio(%)

1.07

1.07

1.09

Provision coverage ratio(%)

237.78

245.21

236.44

 

 

 

 

Capital adequacy indicators

 

 

 

Capital adequacy ratio(%)

14.28

14.13

14.44

Tier I capital adequacy ratio(%)

11.23

10.93

11.08

core Tier I capital adequacy ratio(%)

9.75

9.76

9.81