Financial Highlights

Major Accounting Data 2023  2022  2021
For the year      
Operating income 210,831 222,374 221,236
Total profit 84,329 106,221 95,310
Net profit attributable to the listed company's shareholders 77,116 91,377 82,680
Net profit after non-recurring gains and losses attributable to the listed company's shareholders 76,523 90,996 82,206
       
At year-end      
Total assets 10,158,326 9,266,671 8,603,024
Total liabilities 9,350,607 8,509,373 7,908,726
Shareholders' equity 796,224 746,187 684,111
Share capital 20,774 20,774 20,774
       
Per share      
Basic earnings per share(RMB) 3.51 4.20 3.77
Diluted earnings per share(RMB) 3,24 3.87 3.77
Basic earnings per share after non-recurring gains and losses(RMB) 3.48 4.18 3.75
Net assets per share attributable to the listed company's shareholders(RMB) 34.20 31.79 28.80
       
Financial Ratios      
Return on total assets(%) 0.80 1.03 1.02
Return on average equity(%) 10.64 13.85 13.94
Cost-income ratio(%) 29.97 29.37 25.68
       
Asset quality indicators      
Non-performing loans ratio(%) 1.07 1.09 1.10
Provision coverage ratio(%) 245.21 236.44 268.73
       
Capital adequacy indicators      
Capital adequacy ratio(%) 14.13 14.44 14.39
Tier I capital adequacy ratio(%) 10.93 11.08 11.22
core Tier I capital adequacy ratio(%) 9.76 9.81 9.81