About IB

Financial Highlights

Major Accounting Data 2020 2019 2018
For the year      
Operating income 203,137 181,308 158,287
Total profit 76,637 74,503 68,077
Net profit attributable to the listed company's shareholders 66,626 65,868 60,620
Net profit after non-recurring gains and losses attributable to the listed company's shareholders 66,218 65,458 56,041
At year-end      
Total assets 7,894,000 7,145,681 6,711,657
Total liabilities 7,269,197 6,596,029 6,239,073
Shareholders' equity 615,586 541,360 465,953
Share capital 20,774 20,774 20,774
       
Per share      
Basic earnings per share(RMB) 3.08 3.10 2.85
Diluted earnings per share(RMB) 3.08 3.10 2.85
Basic earnings per share after non-recurring gains and losses(RMB) 3.06 3.08 2.63
Net assets per share attributable to the listed company's shareholders(RMB) 25.50 23.37 21.18
       
Financial Ratios      
Return on total assets(%) 0.90 0.96 0.93
Return on average equity(%) 12.62 14.02 14.27
Cost-income ratio(%) 24.16 26.03 26.89
       
Asset quality indicators      
Non-performing loans ratio(%) 1.25 1.54 1.57
Provision coverage ratio(%) 218.83 199.13 207.28
       
Capital adequacy indicators      
Capital adequacy ratio(%) 13.47 13.36 12.20
Tier I capital adequacy ratio(%) 10.85 10.56 9.85
core Tier I capital adequacy ratio(%) 9.33 9.47 9.30
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