As of December 31, 2022, the Bank had a total number of 20,774 million shares and 301,572 shareholders. The top ten shareholders are:
| No. | Company | Shares | Percentage(%) |
| 1 | Fujian Financial Investment | 3,511,918,625 | 16.91 |
| 2 | China National Tobacco Corporation | 1,110,226,200 | 5.34 |
| 3 | PICC Property and Casualty Company Limited-traditional-general insurance product | 948,000,000 | 4.56 |
| 4 | PICC Life Insurance Company Limited- participating-personal insurance (participating) | 801,639,977 | 3.86 |
| 5 | Hong Kong Securities Clearing Company Limited | 797,523,529 | 3.84 |
| 6 | Huaxia Life Insurance Co., Ltd.-self-owned funds | 622,235,582 | 3.00 |
| 7 | Fujian Investment Group | 582,767,417 | 2.81 |
| 8 | Huaxia Life Insurance Co., Ltd. －self-owned funds | 569,179,245 | 2.74 |
| 9 | PICC Life Insurance Company Limited-universal-personal insurance (universal) | 474,000,000 | 2.28 |
| 10 | Fujian Tobacco Haisheng Investment Management Co.,Ltd | 441,504,000 | 2.13 |