Corporate Banking

RMB Loan Rates

Effective from July 6, 2012
Loan Annual Rate (% )
Short-term Loan  
    6 months or below 5.60
    1 year or below but above 6 months 6.00
Medium- and Long-term Loan  
        1—3 year 6.15
        3—5 year 6.40
        Above 5 years 6.55
Bill Discount Determined by adding percentage points to the lower limit of rediscount rate.
Overdue Loan With 30-50% of penalty, in addition to the loan rate stipulated in the Loan Contract
Loan Appropriation With 50-100% of penalty, in addition to the loan rate stipulated in the Loan Contract

Personal RMB Loan Rate

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