Universal Life: the Brand and its Offerings
Universal Life: the Brand and its Offerings
WHAT
Universal Life: the Brand and its Offerings

  • Industrial Bank's “Agency Trust Service” seamlessly integrates diverse domestic and international resources to provide a comprehensive, one-stop cross-border financial service tailored for individuals seeking international financial services. This service is designed to address your cross-border financial needs across various domains, including overseas travel, international education, cross-border labor services, and global asset allocation. We aim to be your knowledgeable global wealth partner who truly understands your unique needs.

  • Explanation: As Jiao Gan, a Chinese diviner in the Han dynasty, puts it in Changes·Gains: with the sceptre, you reign over all of the kingdom, mark my words, with Huanyu(寰宇), you make the rounds all of the world.

    Huanyu (寰宇) means the whole kingdom in ancient China but the entire world, the entire globe or the entire universe nowadays.

    With our one-stop FX operation process integrating all links of "deposit, remittance, convention and settlement", Universal Life helps you navigate the labyrinth of diverse cross-border financial transactions in all fields, including overseas tourism, international education, cross-border labor service and global asset allocation, satisfying your personal FX trading needs of all types, delivering you with a unique customer experience of convenience, consideration and professionalism and ushering you into a thrilling "universal life".

  • Slogan: Agency Trust Service - Your Gateway to the World

  • Target Clients: International business travelers, students studying abroad and their families, urban young white-collar workers, individuals with transnational financial needs, and foreigners.

  • Positioning: A comprehensive solution for cross-border financial services.

Scope of Services
Scope of Services
01
Scope of Services

  • FX Settlements

    FX purchases, FX settlements, International tuition payments, Universal Life FX conversion, cross-border remittance, FX compensation purchases (compensation repatriation), one-click FX compensation purchases, collections and settlements of overseas compensations

  • FX Deposits

    Universal FX fundings Structured deposits in FX and others

  • FX tradings

    FX trading, Value-added services (exclusive to FX club members）

  • Wealth management

    FX financing, FX asset management, cross-border wealth management

  • Foreign-related Ecosystem (Pending Launch)

    A suite of value-added services for cross-border needs, encompassing international flight tickets, overseas hotel reservations, visa processing, and airport transfers abroad.


    Industrial Bank collaborates directly with travel service wholesalers to offer clients one-stop value-added services for cross-border needs, including overseas hotel booking, visa processing, and international flight reservations. Clients can access these services at preferential rates through the Industrial Bank Mobile Banking App. The combination of personalized foreign-related rights services and unique cross-border financial services provides substantial benefits and genuine discounts to our clients.


    Note: Third-party suppliers facilitate certain services, such as flight and hotel bookings, rather than the bank providing them directly. Please be aware of this arrangement.