Personal Banking

RMB Deposit Rates

 

Effective from December 24, 2013
  Annual Rate (%)
Deposit

Non-guarantee Deposit 

Saving Deposit 
    1. Demand Deposit 0.385 0.385
    2. Time Deposit    
         (1) Lump-sum Deposit and Withdrawal    
        3-month 2.860 2.60
        6-month 3.080 2.80
        1-year 3.300 3.00
        2-year 4.125 3.75
        3-year 4.675 4.25
        5-year 4.750 4.75
       (2) Time Deposit by Installments, Time Deposit of Lump-sum Principal Deposit and Periodic Interest Withdrawal, Time Deposit of Withdrawal by Installments    
        1-year 2.860  --
        3-year 2.900  -- 
        5-year 3.000 --
        (3) Demand-time Flexible

40% discount of Time Deposit of Lump-sum Deposit and Withdrawal

 -- 
    3. Call Deposit    
        1-day 0.880  -- 
        7-day 1.485  -- 
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