RMB Deposit Interest Rates
| Effective from September 21, 2022 | ||
| Annual Interest Rate （%） | ||
| Retail Deposit | Non-guarantee Deposit |
Guarantee Deposit |
| 1. Demand Deposit | 0.25 | 0.25 |
| 2. Time Deposit | ||
| (1) Lump-sum Deposit and Withdrawal | ||
| 3-month | 1.30 | 1.10 |
| 6-month | 1.55 | 1.30 |
| 1-year | 1.85 | 1.50 |
| 2-year | 2.30 | 2.10 |
| 3-year | 2.65 | 2.65 |
| 5-year | 2.70 | 2.70 |
| (2) Time Deposit by Installments, Time Deposit of Lump-sum Principal Deposit and Periodic Interest Withdrawal, Time Deposit of Withdrawal by Installments | ||
| 1-year | 1.30 | -- |
| 3-year | 1.55 | -- |
| 5-year | 1.85 | -- |
| (3) Demand-time Flexible | 40% discount of Time Deposit of Lump-sum Deposit and Withdrawal | -- |
| 3. Call Deposit | ||
| 1-day | 0.70 | -- |
| 7-day | 1.25 | -- |