Personal Banking

RMB Loan Rates

Effective from October 24, 2015
Loan Annual Rate (% )
 Short-term Loan  
    1 year or below 4.35
Medium- and Long-term Loan  
    1—5 years(including 5 years) 4.75
    Above 5 years 4.9
Personal Home Loan  
The interest rate published by the People’s Bank of China shall prevail. Please consult the local housing accumulation fund management center for the specific implementation of the interest rate.

Copoate RMB Loan Rates