Personal Banking

RMB Loan Rates

 

Effective from July 6, 2012
Loan Annual Rate (% )
 Short-term Loan  
    6 months or below 5.60
    1 year or below but above 6 months 6.00
Medium- and Long-term Loan  
    1—3 year 6.15
    3—5 year 6.40
    Above 5 years 6.55
Personal Home Loan  
    Personal Home Reserve Loan within 5 years 4.00
    Personal Home Reserve Loan beyond 5 years 4.50
    Self-operated Personal Home Loans Same as those of Personal Commercial House Loans
Overdue Loan With 30—50% of penalty, in addition to the loan rate stipulated in the Loan Contract
Loan Appropriation With 50—100% of penalty, in addition to the loan rate stipulated in the Loan Contract

Copoate RMB Loan Rates

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