Easy Investment

Forex Pal - Trade foreign exchange with flexibility, grasp good opportunities

Foreign exchange market is highly changeable, whoever sees market change first will be able to grasp early opportunities in the market. IB provides you with 24 hours favorable and fast forex trading service to seize good opportunities in such a changeable market.

Forex Pal, also known as personal firm offer forex trading, is a business that IB offers foreign exchange quotation by referring international forex market, and based on such quotation, you can convert free tradable foreign currencies into other foreign currencies via IB forex trading platform and finish capital delivery at the agreed time.

[Service Features]

Multiple level of quotation, more privileged conditions

All the spreads of major currency pairs will be lowered entirely. Quotation will be offered according to trading amount and client level. The higher of level and amount, the more privileged conditions will be provided.

Smooth, safe and convenient channel

Several trading services, including internet banking, telephone banking, self-service terminal and counter services, can be used at your choice, enabling more convenient trading process.

Many trading methods, easy investment

Instant trading: Inquiry, limit price and market price; Pending order trading: regular, sequence and choice. Breaking traditional model and make your investment easier.

Online all day long with global view

24 hours ongoing transaction, meets your trade need anytime

Quick updates and interaction with SMS

Update global forex market information timely, provide professional and comprehensive references for investment Provide pending notice, price prompt and other SMS service, helping you seize fleeting opportunities

Surprises with trading points

It is possible to accumulate trading points by using IB Forex Pal. When points reach certain level, clients will be upgraded automatically and enjoy more favorable spreads and many value-added services and exchange points for gifts.

Meet other investors on Forex forum

You can exchange experiences with other investors, learn skills, make friends and receive daily online comments from experts

Wealth tool, management tool

You can customize many personalized management functions, such as forex quotation, cost-benefit analysis, assets structural analysis, point management, and SMS setup, making it a powerful tool for forex investment.

[Rules of Transaction]

Currencies

10 currency pairs including USD, EUR, GBP, AUD, JPY, CHF, CAD and HKD.

Amount

Starting with 100 USD or equivalent foreign currencies for single transaction, capped at 5 million USD or equivalent foreign currencies for single transaction.

Trading time

Beijing Time 6:00 on Monday  to 6:00 on Saturday (5:30 on Monday to  5:30 on Saturday US DST. 24 hours full-day transaction. The valid time of pending order may be as long as 77 hours.

[Business Application]

Internet Application

You can conduct online trading by visiting http://fx.cib.com.cn, entering card number and password, and signing IB Service Agreement of Personal Forex Transaction on line.

Telephone Application

Please go to any of IB's outlets with your valid ID card and wealth management card and sign IB Service Agreement of Personal Forex Transaction and IB Application Form of Electronic Banking by Individual Clients. You will be able to conduct transaction via telephone after IB confirms the application.

Application at Counters

 You can conduct counter transaction at any of IB's outlets with your valid ID card and forex deposit certificate.

[Risk Warning]

Forex transaction involves considerable risks and may not suit all clients. You may face profit or loss due to exchange rate fluctuations while conducting personal forex transaction or holding foreign currencies. Therefore, please consider carefully before making any trading decisions. All information provided by IB is for reference only and constitutes no investment advices or suggestions.

All rules are subject to the announcement at our outlets. No further notice will be provided on any change.

Wanhui Pass - Earn Returns with Professional Wealth Management Service

How to avoid risks in forex market while also increasing the value of your foreign exchange on hand? Wanhui Pass, a well-designed forex wealth management product of IB, can meet your increasing investment demand in forex and improve its value with professional wealth management tool.

Wanhui Pass, the personal forex wealth management service of IB, refers to the financial service in which IB, as a professional assets management consultant, provides you with investment program of forex assets, conducts agency assets operation and surrenders returns of investment.

[Service Features]

Series design, diversified products: IB has launched several value-added forex services, meeting your diversified demand in forex wealth management Such products include principal guaranteed with stable returns, principal guaranteed with floating returns, principal guaranteed with incremental returns, principal guaranteed linked to forex rate etc. You can choose appropriate services according to your assets structure and risk tolerance.

Various currencies, choose on demand: IB releases forex wealth management products in USD, HKD, EUR and JPY from time to time, and includes more currencies to meet demands from various currency holders.

Low threshold, easy wealth management: You can access to forex wealth management with just 100 USD.

Flexible terms for your choice: IB sets flexible terms from 3 month to 5 years. You can choose different terms according to your conditions.

High liquidity, easy realization: if you reach the standards for major clients of IB, you can freely redeem wealth management products and receive cash according to articles of agreement; or pledge your wealth management product during the operation period for capital turnover considerations.

Safe and reliable, guarantee principal and earn returns: IB manages assets under wealth management program in a robust way which will guarantee your principal and earn best-in-class returns. The principals of all IB's present forex wealth management products are guaranteed, with a better-than-expected effective rate of return.

Tailored wealth management program: If you have 1 million USD or more in forex wealth management product, IB can tailor service for you anytime with customized wealth management plan, including separate quotation and flexible terms.

[Business Application]

You can subscribe our products at any outlet of IB with your valid ID card and Natural Life wealth management card, or do it yourself at IB internet banking.

All rules are subject to the announcement at our outlets. No further notice will be provided on any change.

Wanli Pal - Earn profits progressively with professional investment

Do you want to increase your capital like mushroom after rain? Wanli Pal, a RMB wealth management service of IB, offers quality services by professional investment consultant, helping you increase your capital progressively.

Wanli Pal, a RMB wealth management service, refers to the service that by taking low risk financial capital such as negotiable notes and bonds as basic assets, IB provides clients with stable returns by using professional investment tool and risk management approach, and guarantees the safety of principal and liquidity.

[Service Features]

Series design, diversified products: IB has launched several value-added RMB service, meeting your diversified demand in RMB wealth management These products has various terms including 3 months, half-year, one year and two years etc. You can choose different terms according to your capital needs.

Low threshold, easy wealth management: You can access to RMB wealth management with just 10,000 RMB.

Pledge loans, easy realization: You can apply to pledge wealth management products for loans if capital turnover is needed.

Safe and reliable, guarantee principal and earn returns: By adopting professional investment and wealth management tool and strict risk management approach and investing high credit rating financial assets, IB provides sufficient safeguard for your principle and maintain stable returns, with risks far less than stock or fund.

Stable returns, Earn progressively: The expected rate of return of Wanli Pal is far higher than deposits interest rate of same term, taking a leading position among the industry. The principals of all IB's present RMB wealth management products are guaranteed, with a better-than-expected effective rate of return.

Enjoy VIP privileges: With a multi-level rate system, certain management fee will be waived or reduced according to the actual amount subscribed. Besides, IB also promotes special high yield wealth management plan for mid- and high-end clients, manifesting your VIP status.

[Business Application]

You can subscribe our products at any outlet of IB with your valid ID card and Natural Life wealth management card, or do it yourself at IB internet banking.

All rules are subject to the announcement at our outlets. No further notice will be provided on any change.

UnionPay Pass - Seize fund proceeds online!

Relying on internet resources, UnionPay Pass enables you to transact fund at home and seize proceeds online.

It is a new function of bank card firstly launched by IB together with ChinaPay E-payment Service Co., Ltd. By accessing the Internet and using Natural Life wealth management card, clients can conduct fund transaction including account opening, subscription, purchase, redemption and dividend distribution.

[Service Features]

Simple procedure, discounted rate

You can simply open the service by logging on IB internet banking instead of visiting outlets in person. Besides, as the cost of online sales is lower than those of agency sales, fund companies will not only waive handling fee at opening but also provide more favorable transaction rates for you.

Rich products on one site

With Natural Life wealth management card, you can purchase nearly 100 funds from dozens of large domestic fund companies, including HuaAn, Bosera, China Merchants, E Fund, Zhongrong, Guolian, China Asset Management, Changsheng, Harvest, Dacheng, Bank of China Investment and ABN AMRO TEDA. More funds will be added from other fund companies.

All day service at home

Compared with traditional agency sales, UnionPay Pass saves your efforts when buying different products at different banking outlets. You can complete all the application steps online with a Natural Life wealth management card. It is possible to buy products of several fund companies once UnionPay is activated. Moreover, UnionPay supports 24 x 7 transaction. You can log on websites of fund companies anytime anywhere.

Breaking limit, invest freely

You can set the upper limit for the fund investment under UnionPay Pass, or set no limit but trade with sufficient capital in your card.

Safe transaction, controllable risks

By bundling Natural Life wealth management card with fund account, transactions such as subscription, purchase and redemption may be conducted at one card, thus keeping your capital safe.

[Business Application]

Just log on IB website with Natural Life wealth management card to activate the function.

All rules are subject to the announcement at our outlets. No further notice will be provided on any change.