Personal Banking

Personal Deposit Certification

Functions    Features    User's Guide    Procedures

[Functions]

A document issued by IB for depositor to prove his/her deposits at IB.

[Features]

IB can provide individual deposit certification of both local and foreign currency.

There are time point certificate and time period certificate.

Time point certificate: a document to prove your deposits at IB at a certain time point.

Time period certificate: a document to prove your deposits at IB over a certain time period.

[User's Guide]

A deposit certification can be issued with only actual information such as actual depositor, time, amount and currency of deposits.

The time point date of time point certificate shall be earlier than the acceptance date of IB, and you can withdraw (cash) the relevant deposits and certificate treasury bonds freely.

For the time period certificate still in the valid period, you have to return the original time period certificate if you need to withdraw (cash) the relevant deposits and certificate treasury bonds in advance.

The personal deposit certificate will be charged at RMB 20 each, and the handling fee will not be returned when you send back the deposits certificate.

The personal deposit certificate cannot not be circulated, reported loss, pledged or served as a certificate for withdraw, transfer and renewal in lieu of deposit receipt (bank card or bankbook).

[Procedures]

You can apply for personal deposits certificate at the bank with which you opened account with the materials including original deposits certificate that has not been frozen or reported loss and original ID card; as well as agent's original ID card if you entrust an agent to do it for you.

1. To apply for time point deposits certificate, you have to own current deposits, fixed deposits or certificate treasury bonds purchased at IB in your account.

2. To apply for time period deposit certificate, you have to own fixed deposits (current deposits shall be converted into fixed ones) or certificate treasury bonds purchased at IB in your account. And during the valid period of deposits certificate, you shall prove that the relevant fixed deposits or certificate treasury bonds must not be withdrew (cashed) in advance (unless you return the original certificate during the valid period).

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