List of Exempted Service Charges as Provided By the Government

No. Service item Services
200001 The handling charges for opening a personal savings account To provide personal customers with the service of opening personal savings accounts.
200002 The handling charges for closing a personal savings account To provide personal customers with the service of canceling personal savings accounts.
200003 The handling charges for opening a personal bank settlement account To provide personal customers with the service of opening personal settlement accounts.
200004 The handling charges for closing a personal bank settlement account To provide personal customers with the service of canceling personal settlement accounts.
200005 The handling charges for local deposit of this Bank To provide personal customers with the service of local deposit through the counter and self-service channels of this Bank.
200006 The handling charges for local withdrawal of this Bank (excluding credit card accounts) To provide personal customers (excluding credit card accounts) with the service of local withdrawal through the counter and self-service channels of this Bank.
200007 The handling charges for local transfer of this Bank (excluding credit card accounts) To provide personal customers (excluding credit card accounts) with the service of local transfer through the counter and self-service channels of this Bank.
200008 The handling charges for password modification To provide the service of password modification to personal customers.
200009 The handling charges for password reset To provide the service of password reset to personal customers.
200010 The handling charges for the report for loss of password To provide the service of report for loss of password to personal customers.
200011 The charges for domestic inquiry service provided by this Bank over the counter To provide personal customers with the service of domestic intra-bank inquiry through the counter of this Bank.
200012 The charges for domestic inquiry service provided by this Bank through ATM To provide personal customers with the service of domestic intra-bank inquiry through ATMs of this Bank.
200013 The charges for domestic inquiry service provided by this Bank through electronic banking To inquire about the information on the balance and transaction details of accounts that the customer opened in this Bank via Internet banking, telephone banking and mobile banking.
200014 The bankbook production cost for opening an account To provide the service of opening an account of bankbook to personal customers.
200015 The bankbook production cost for closing an account To provide the service of canceling an account of bankbook to personal customers.
200016 The cost for replacement of a bankbook To provide the service of replacing a bankbook to personal customers.
200017 The annual fees for the wage accounts opened by agreement To provide personal customers with such financial services regarding account management as inquiry about balance and details, certificate loss reporting, certificate replacement, and account cancellation.
200018 The annual fees for the pension accounts opened by agreement
200019 The annual fees for the accounts for minimum living standard guarantee opened by agreement
200020 The annual fees for the medical insurance accounts opened by agreement
200021 The annual fees for the unemployment insurance accounts opened by agreement
200022 The annual fees for the housing provident fund accounts opened by agreement
200023 The account management fees (including small saving account management fees) for the wage accounts opened by agreement To provide personal customers with such financial services regarding account management as inquiry about balance and details, certificate loss report, certificate replacement, and account cancellation.
200024 The account management fees (including small saving account management fees) for the pension accounts opened by agreement
200025 The account management fees (including small saving account management fees) for the accounts for minimum living standard guarantee opened by agreement
200026 The account management fees (including small saving account management fees) for the medical insurance accounts opened by agreement
200027 The account management fees (including small saving account management fees) for the unemployment insurance accounts opened by agreement
200028 The account management fees (including small saving account management fees) for the housing provident fund accounts opened by agreement
200029 The inter-bank fund transfer fees for donations to the special accounts for disaster relief To provide personal customers with the service of donation through transfer and remittance to the special accounts for disaster relief.
200030 The electronic transfer fees for donations to the special accounts for disaster relief
200031 The postage for donations to the special accounts for disaster relief
200032 The telegram charges for donations to the special accounts for disaster relief
200033 The charges for providing electronic account statements of this Bank within 12 months To provide personal customers with electronic account statements of this Bank within 12 months.
200034 The charges for providing paper account statements of this Bank for the current month (at least once a month), except the special account statements customized for some financial consumers To provide personal customers with paper account statements of this Bank for the current month.
200035 The charges for providing paper account statements of this Bank within 12 months (at least once a year), except the special account statements customized for some financial consumers To provide personal customers with paper account statements of the bank within 12 months.
200036 Cash counting service To provide personal customers with the service of cash counting.
200037 For individual basic pension fund (incl. pension after retirement) accounts opened by agreement between social insurance agencies and IB, the handling charges for the first two non-local intra-bank cash withdrawal transactions (incl. over-the-counter transactions and ATM transactions of this Bank) every month with each amount of less than RMB 2,500 (incl. RMB 2,500) are collected. For individual basic pension fund (incl. pension after retirement) accounts opened by agreement between social insurance agencies and IB, the cash withdrawal services for the first two non-local intra-bank transactions (incl. over-the-counter transactions and ATM transactions in IB) with each amount of not more than RMB 2,500 every month.
200038 For the personal customer accounts (excl. the credit cards) of without exemption from the account management fee (incl. the management fee for the small saving account) and the annual fee, upon the application of the customers, the Bank can provide them with an account (excl. the credit card and VIP account) with exemption from the account management fee (incl. the management fee for the small saving account) and the annual fee. If the customer does not make such an application, the Bank will exempt their sole account (excl. the credit card and VIP account) from the account management fee (incl. the management fee for the small saving account) and the annual fee. To provide personal customers with such financial services regarding account management as inquiry about balance and details, certificate loss reporting, certificate replacement, and account cancellation.
200039 For institutional customer accounts (excl. credit cards) with no exemption of account management fees and annual fees, IB will provide the customer with an account (excl. credit card and VIP account) with exemption of account management fees and annual fees To provide institutional customers with daily management services for bank settlement accounts.
200040 Non-local intra-bank withdrawal via self-service equipment To provide debit card customers of this Bank with services regarding non-local intra-bank withdrawal via ATM and cash recycling system (CRS).
200041 Non-local intra-bank transfer over the counter To provide personal customers with the service regarding non-local transfer to other accounts of this Bank over the counter.
200042 Non-local withdrawal of personal customers over the counter of this Bank To provide personal customers with the service regarding non-local cash withdrawal over the counter of this Bank (excluding credit cards).
200043 Non-local deposit of personal customer over the counter of this Bank To provide personal customers with the service regarding non-local deposit over the counter of this Bank (excluding credit cards).
200044 Personal cash remittance (into non-local accounts of this Bank) To remit cash of personal customers into non-local accounts of this Bank
200045 Over-limit charge of credit cards To provide customers with the service regarding using certain amount of capital beyond the amount approved by this Bank.
200046 Annual fees and account management fees of individual pension fund accounts To provide customers with such financial services regarding account management as inquiry about balance and details, certificate loss reporting, certificate replacement, and account cancellation
200047 SMS fees of individual pension fund accounts To provide customers with the elf messenger services for individual pension fund accounts
200048 Transfer handling charges of individual pension fund accounts To provide the transfer services when handling deposit, withdrawal, transfer and other businesses for individual pension fund accounts for customers
200049 Production cost of commercial bill Bank acceptance bills and commercial acceptance bill paper vouchers sold to customers.