About IB

List of Exempted Service Charges as Provided By the Government

No. Service item Services
200001 The handling charges for opening a personal savings account To provide personal customers with the service of opening personal savings accounts.
200002 The handling charges for closing a personal savings account To provide personal customers with the service of canceling personal savings accounts.
200003 The handling charges for opening a personal bank settlement account To provide personal customers with the service of opening personal settlement accounts.
200004 The handling charges for closing a personal bank settlement account To provide personal customers with the service of canceling personal settlement accounts.
200005 The handling charges for local deposit of the bank To provide personal customers with the service of local deposit through the counter and self-service channels of the bank.
200006 The handling charges for local withdrawal of the bank (excluding credit card accounts) To provide personal customers (excluding credit card account) with the service of local withdrawal through the counter and self-service channels of the bank.
200007 The handling charges for local transfer of the bank (excluding credit card accounts) To provide personal customers (excluding credit card account) with the service of local transfer through the counter and self-service channels of the bank.
200008 The handling charges for change of password To provide the service of password modification to personal customers.
200009 The handling charges for reset of password To provide the service of password resetting to personal customers.
200010 The handling charges for the report for loss of password To provide the service of loss report for password to personal customers.
200011 The charges for domestic inquiry service provided by the bank over counter To provide personal customers with the service of domestic intra-bank inquiry through the counter of our bank.
200012 The charges for domestic inquiry service provided by the bank through ATM To provide personal customers with the service of domestic intra-bank inquiry through ATMs of our bank.
200013 The charges for domestic inquiry service provided by the bank through electronic banking To inquire about such information on the balance and transaction details of accounts that the customer opened with our bank via Internet banking, telephone banking and mobile banking.
200014 The bankbook cost for opening an account To provide the service of opening deposit book account to personal customers.
200015 The bankbook cost for closing an account To provide the service of canceling deposit book account to personal customers.
200016 The cost for replacement of a bankbook To provide the service of replacing deposit book to personal customers.
200017 The annual fees for the wage accounts opened by agreement To provide personal customers with such financial services regarding account management as inquiry about balance and details, loss report for voucher, replacement of voucher, and account cancellation.
200018 The annual fees for the pension accounts opened by agreement
200019 The annual fees for the accounts for minimum living standard guarantee opened by agreement
200020 The annual fees for the medical insurance accounts opened by agreement
200021 The annual fees for the unemployment insurance accounts opened by agreement
200022 The annual fees for the housing provident fund accounts opened by agreement
200023 The account management fees (including petty account management fees) for the wage accounts opened by agreement To provide personal customers with such financial services regarding account management as inquiry about balance and details, loss report for voucher, replacement of voucher, and account cancellation.
200024 The account management fees (including petty account management fees) for the pension accounts opened by agreement
200025 The account management fees (including petty account management fees) for the accounts for minimum living standard guarantee opened by agreement
200026 The account management fees (including petty account management fees) for the medical insurance accounts opened by agreement
200027 The account management fees (including petty account management fees) for the unemployment insurance accounts opened by agreement
200028 The account management fees (including petty account management fees) for the housing provident fund accounts opened by agreement
200029 The inter-bank fund transfer fees for donations to the special disaster relief accounts To provide personal customers with the service of donation through transfer and remittance to the special disaster relief accounts.
200030 The electronic transfer fees for donations to the special disaster relief accounts
200031 The postage for donations to the special disaster relief accounts
200032 The telegram charges for donations to the special disaster relief accounts
200033 The charges for providing electronic account statements of the bank for a period of not more than 12 months To provide personal customers with electronic account statements of the bank for a period of not more than 12 months.
200034 The charges for providing paper account statements of the bank for the current month (at least once a month), except the special account statements customized for some financial consumers To provide personal customers with paper account statements of the bank for the current month.
200035 The charges for providing paper account statements of the bank for a period of not more than 12 months (at least once a year), except the special account statements customized for some financial consumers To provide personal customers with paper account statements of the bank for a period of not more than 12 months.
200036 Cash counting service To provide personal customers with the service of cash counting.
200037 For personal basic annuity (incl. pension) accounts opened by agreement between social insurance agencies and IB, the handling charges for the first two non-local intra-bank cash withdrawal transactions (incl. counter transactions in IB and ATM transactions) with an amount less than RMB 2,500 (incl. RMB 2,500) each every month For personal basic annuity (incl. pension) accounts opened by agreement between social insurance agencies and IB, the cash withdrawal services for the first two non-local intra-bank transactions (incl. counter transactions in IB and ATM transactions) with an amount less than RMB 2,500 (incl. RMB 2,500) each every month.
200038 For personal customer accounts (excl. credit cards) with no exemption of account management fees (incl. petty account management fees) and annual fees, upon the application of a customer, IB can provide an account (excl. credit card and VIP account) with exemption of account management fees (incl. petty account management fees) and annual fees To provide personal customers with such financial services regarding account management as inquiry about balance and details, loss report for voucher, replacement of voucher, and account cancellation.
200039 For institutional customer accounts (excl. credit cards) with no exemption of account management fees and annual fees, IB will provide the customer with an account (excl. credit card and VIP account) with exemption of account management fees and annual fees To provide institutional customers with such financial services regarding account management as account opening, account cancellation and daily management.
200040 Non-local intra-bank withdrawal via ATM To provide debit card customers of the bank with services regarding non-local intra-bank withdrawal via ATM and CRS. 
200041 Non-local intra-bank transfer over counter To provide personal customers with service regarding non-local transfer to other accounts of this bank over counter.
200042 Non-local withdrawal over the bank counter of personal customer To provide personal customers with service regarding non-local withdrawal over the bank counter (excluding credit card).
200043 Non-local deposit over the bank counter of personal customer To provide personal customers with service regarding non-local deposit over the bank counter (excluding credit card).
200044 Personal cash remittance (into non-local accounts of the bank) To remit cash of personal customers  (into non-local accounts of the bank)
200045 Over-limit charge of credit card To provide customers with service regarding using certain amount of capital beyond the amount approved by the bank.
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