电子银行积分规则

Rules for Rewarded Points of Personal Internet Banking

Point group Amount Point /Transaction Daily limit
Common inter-bank transfer, real-time inter-bank transfer-out and real-time inter-bank transfer-in M<RMB 10,000 (M refers to the transfer amount) 12  
RMB 10,000≤M<RMB 100,000 22  
RMB 100,000≤ M<RMB 500,000 32  
RMB 500,000≤M<RMB 1,000,000 42  
RMB 1,000,000≤M 2+M/25,000 (400 points to the maximum)  
Delivery of precious metal   10  
Purchase and collection of certificate treasury bonds 10+transaction amount/10,000  
Application for self-service pledge loan 10+loan amount/10,000  
Self-service Payment 2  
Conversion of demand deposit into fixed deposit, conversion of fixed deposit into demand deposit, conversion of demand deposit into common notice deposit, and withdrawal of intelligent notice deposit (income-oriented) 2 4
Real-time intra-bank transfer 2 10
Repayment of credit card 2 10
Precious metal deposit/withdrawal 2 4
Commissioned declaration of precious metal 2 10
Entrusted purchase, conversion and automatic investment plan of mutual fund 2 10
Bank-securities business (banking to securities and securities to banking) 2 4
Purchase of open wealth management products 2 10

Notes:

1. The rewarded points will be added uniformly in batches in the evening after the transaction instruction is submitted successfully, and calculated according to customer number. The points will be rounded downward to the single digit.

2. The “daily limit” of point group refers to the upper limit of the total points rewarded for all transactions within a point group, which will be calculated according to account.

3. IB has the right to make adjustment to the rules for rewarded points according to the actual situation.

Rules for Rewarded Points of Mobile Banking

Rules for Rewarded Points of Mobile Banking Transactions
Point group Amount Points for single transaction Daily limit
Common inter-bank transfer, real-time inter-bank transfer-out and real-time inter-bank transfer-in M<RMB 10,000(M refers to the transfer amount) 12 None
RMB 10,000≤M<RMB 100,000 22
RMB 100,000≤M<RMB 500,000 32
RMB 500,000≤M<RMB 1,000,000 42
RMB 1,000,000≤M 2+M/25000(400 points to the maximum)
Subscription and advance cashing of treasury bond s None 10+transaction amount/10,000
Application for self-service pledge loan 10+loan amount/10,000
Early repayment for credit card consumption installments 20+installment amount/1,000
Intra-bank /inter-bank cash advance with credit card 10+transaction amount/1,000
Application for credit card statement installment 20+installment amount/1,000
Delivery of precious metal 10
Self-service Payment 2
Real-time intra-bank transfer, mobile phone number transfer 2 10
Conversion of demand deposit into fixed deposit, conversion of fixed deposit into demand deposit, conversion of demand deposit into common notice deposit, and withdrawal of intelligent notice deposit (income-oriented) 2 4
Bank-securities business (banking to securities and securities to banking) 2 4
Precious metal deposit/withdrawal 2 4
Repayment of credit card under the same name, repayment of wealth management card under the same name 2 10
Application for credit card consumption installment 2 10
Entrusted purchase, conversion and automatic investment plan of mutual fund 2 10
Purchase of wealth management products 2 10
Foreign exchange limit price transaction and pending order transaction 2 10
Commissioned declaration of precious metal 2 10

Notes:

1. The “daily limit” refers to the upper limit of the total points rewarded for all transactions within a point group.

2. The points will be rounded downward to the single digit.

3. The bank has the right to make adjustment to the rules and purposes for rewarded points according to the actual situation.

Rules for Rewarded Points of Telephone Banking

Point group Points for single transaction (unit: point) Daily point limit (unit: point)
Wealth management card (excluding e-card)

 

Real-time inter-bank transfer (voice-enabled self-service)
12 (transaction amount≤RMB 10,000)

 

22 (RMB 10,000< transaction amount≤RMB 50,000)
None
Inter-bank transfer (operator service), intra-bank transfer, and

 

IB e-card transfer
2 2
Subscription and advance cashing of treasury bonds 8+transaction amount/RMB 10,000 None
Granting and advance repayment of personal credit line circulating loan 8+loan amount/RMB 10,000 None
Precious mental account opening 8 None
Application for the delivery of precious metal investment 8 None
Transfer-in and transfer-out of security deposit for precious metal investment 1 2
Commissioned declaration of precious metal investment 2 4
Conversion of demand deposit into fixed deposit and vice versa, and withdrawal of intelligent notice deposit 2 2
Agency fees payment (wealth management card and credit card) 1 2
Third-party depository (banking to securities and securities to banking) 1 2
Repayment of credit card 2 2
Subscription and application of fund 8+transaction amount/RMB 10,000 None
Registration of automatic investment plan of mutual fund 2 4
Foreign exchange pending order entrustment and instant transaction 2 4
Cash advance with credit card 2 2
Application for credit card consumption installment 2 4
Application for credit card statement installment 20+installment amount/RMB 1,000 None

Notes:

1. The “daily limit” refers to the upper limit of the total points rewarded for all transactions within a point group.

2. The points will be rounded downward to the single digit.

3. The bank has the right to make adjustment to the rules and purposes for rewarded points according to the actual situation.