E-Finance

【About Loan Financing】

Question: Can I activate self-service pledge loan via the internet banking system?

Answer: In the internet banking system, the wealth management card for which the identity certificate is ID card and the certificate is bundled is allowed to activate the self-service pledge loan function. After activation, all wealth management under the certificate number can be used to handle the self-service pledge loan.

Question: Can a deposit book be used to handle self-service pledge loan?

Answer: Only a wealth management card can be used to handle the self-service pledge loan transactions.

Question: What are the pledges for the self-service pledge loan?

Answer: It supports applying for self-service pledge loan by taking the fixed deposits and certificate treasury bonds in card as the pledge.

Question: What are the requirements for the amount and the number of pledge loan?

Answer: A fixed deposit/treasury bond can only be used to apply for a pledge loan. Meanwhile, the amount of fixed deposit account pledged for loan cannot be below RMB 1,000 and that of the treasury bond account cannot be below RMB 5,000. The amount of loan must be the integral multiple of RMB 100.

Question: Can the repayment schedule for loan be inquired about in the internet banking system?

Answer: It is allowed to inquire about the repayment schedule within one year in the internet banking system.

Question: Can the repayment details for loan be inquired about in the internet banking system?

Answer: It is allowed to inquire about the repayment details within one year in the internet banking system.

Question: How to repay an overdue self-service pledge loan?

Answer: It is not allowed to repay an overdue self-service pledge loan in the internet banking system, so you have to go to the bank counter to make repayment.

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