Introduction Features Target Client Service Channels Guide
It is a savings product that depositors can save and withdraw money at any time with no fixed term or limitation on amount.
1. Flexible withdrawal: save and withdraw money at any time with no fixed term or limitation on amount, which means strong financial liquidity.
2. Universal saving and withdrawing: clients can save and withdraw current savings that can be withdrawn upon password at local and non-local outlets of our bank.
3. Diversified related business: As a basic settlement account, current savings account can be used as fees payment account or personal loan repayment account, can apply for an additional card and check, and can be related to a third party custody, fund, wealth management and other business, enjoying various financial services offered by our bank.
It is designed for clients who have needs in funds settlement. Such funds can be used for various purposes, such as living expenses or transitional capital.
1. Open account: our bank's counters, financial self-service terminals and VTMs (Virtual Teller Machine)
2. Deposit: our bank's counters, CDMs (Cash Deposit Machine) and CRMs (Cash Recycling Machine)
3. Withdrawal: our bank's counters, ATMs (Automatic Teller Machine) and CRMs (Cash Recycling Machine)
4. Transfer: our bank's counters, Internet banking, telephone banking, mobile banking, ATM\CDM\CRM, financial self-service terminals and VTMs (Virtual Teller Machine)
5. Inquiry: our bank's counters, Internet banking, telephone banking, mobile banking, ATM\CDM\CRM, financial self-service terminals and VTM (Virtual Teller Machine)
Note: RMB current saving can be handled through all above-mentioned channels, while foreign exchange current saving, withdrawal and transfer can only be handled at counters.
1. Currency and minimum amount for deposit
RMB 1, USD 2, EUR 2, GBP 10, HKD 20, JPY 500, AUD 2, CAD 2, CHF 2.
2. Universal saving and withdrawing
You can deposit money at any of our outlets for current savings.
Current savings that can be withdrawn upon password could be withdrawn and transferred at any of our outlets; and current savings that can be withdrawn upon other methods shall be handled at the original account opening outlet.
3. Application
You can apply for a wealth management card or current passbook account at any of our outlets with your valid ID documents and agent's valid ID documents, if applicable.