IB Flash Loan
Features
- 1. Lending Amount: up to RMB 300,000
2.Validity period of credit limit:up to 3 years
- 3. 3. Annual interest rate (single interest): as low as LPR
- 4. 4. More pluses: collateral-free, easy accessibility, quick deal and instant service
Introduction
- 1. Online consumer loan service at IB,is mainly used for personal consumption purposes.
- 2. The amount is up to RMB 300,000, the credit limit is valid for up to 3 years, and the AIR starts from LPR.
- 3. The line of credit is granted and enhanced online based on your creditworthiness evaluation.
- 4. Online loan approval and instant disbursement to your account.
- 5. Pay-as-you-go schedule, daily interest system and early repayment option.
Eligibility
- 1. Chinese nationals (excl. Residents in Hong Kong, Macau or and Taiwan), having full capacity for civil conduct and loan repayment capacity, and in the age bracket of 23 - 60 years old (incl.);
- 2. Sound credit clearance;
- 3. Additional requirements.
Kindly Reminders
- 1. Credit limit and interest rate are subject to approval.If the limit exceeds RMB200000, offline withdrawal procedures must be processed.
- 2. No loan shall go for property purchases or purposes as prohibited or restricted by laws and regulations, including but not limited to any investments in stock, FX, futures, funds and/or gold trading.
- 3. You are advised that lending within your means, rational loan consumption and due repayment are a good credit behavior and sound wealth management approach.