| Effective from July 29, 2024 | ||
| Annual Interest Rate （%） | ||
| Retail Deposit | Non-guarantee Deposit | Guarantee Deposit |
| 1. Demand Deposit | 0.15 | 0.15 |
| 2. Time Deposit | ||
| (1) Lump-sum Deposit and Withdrawal | ||
| 3-month | 1.10 | 1.10 |
| 6-month | 1.35 | 1.30 |
| 1-year | 1.55 | 1.50 |
| 2-year | 1.60 | 1.60 |
| 3-year | 1.80 | 1.80 |
| 5-year | 1.85 | 1.85 |
| (2) Time Deposit by Installments, Time Deposit of Lump-sum Principal Deposit and Periodic Interest Withdrawal, Time Deposit of Withdrawal by Installments | ||
| 1-year | 1.10 | —— |
| 3-year | 1.35 | —— |
| 5-year | 1.55 | —— |
| (3) Demand-time Flexible | 按一年以内定期整存整取同档次利率打6折 | —— |
| 3. Call Deposit | ||
| 1-day | 0.40 | —— |
| 7-day | 0.95 | —— |