| Effective from May 21, 2025 | ||
| Annual Interest Rate （%） | ||
| Retail Deposit | Non-guarantee Deposit | Guarantee Deposit |
| 1. Demand Deposit | 0.05 | 0.05 |
| 2. Time Deposit | ||
| (1) Lump-sum Deposit and Withdrawal | ||
| 3-month | 0.70 | 0.70 |
| 6-month | 0.95 | 0.95 |
| 1-year | 1.15 | 1.15 |
| 2-year | 1.20 | 1.20 |
| 3-year | 1.30 | 1.30 |
| 5-year | 1.35 | 1.35 |
| (2) Time Deposit by Installments, Time Deposit of Lump-sum Principal Deposit and Periodic Interest Withdrawal, Time Deposit of Withdrawal by Installments | ||
| 1-year | 0.70 | —— |
| 3-year | 0.95 | —— |
| 5-year | 1.15 | —— |
| (3) Demand-time Flexible | 按一年以内定期整存整取同档次利率打6折 | —— |
| 3. Call Deposit | ||
| 1-day | 0.35 | —— |
| 7-day | 0.55 | —— |