| Effective from September 1, 2023 |
| Annual Interest Rate （%） |
| Retail Deposit |
Non-guarantee Deposit |
Guarantee Deposit |
| 1. Demand Deposit |
0.20 |
0.20 |
| 2. Time Deposit |
|
|
| (1) Lump-sum Deposit and Withdrawal |
|
|
| 3-month |
1.30 |
1.10 |
| 6-month |
1.55 |
1.30 |
| 1-year |
1.75 |
1.50 |
| 2-year |
2.00 |
2.00 |
| 3-year |
2.25 |
2.25 |
| 5-year |
2.30 |
2.30 |
| (2) Time Deposit by Installments, Time Deposit of Lump-sum Principal Deposit and Periodic Interest Withdrawal, Time Deposit of Withdrawal by Installments |
|
|
| 1-year |
1.30 |
—— |
| 3-year |
1.55 |
—— |
| 5-year |
1.75 |
—— |
| (3) Demand-time Flexible |
40% discount of Time Deposit of Lump-sum Deposit and Withdrawal |
-- |
| 3. Call Deposit |
|
|
| 1-day |
0.70 |
-- |
| 7-day |
1.25 |
-- |