Financial Markets

Insurance agreement deposit

Introduction of Functions

It refers to the business that subject to regulations of PBOC or CBRC, IB and insurance companies agree to handle deposit of certain period and above certain amount at agreed interest rate by signing agreement.


As one of the first national joint-stock commercial banks with sufficient assets, stable operation, sound reputation as well as rich experience and flexible services, IB is an ideal partner for institutional clients to maintain and increase the value of their idle funds. Based on IB's requirements on match assets with liabilities and subject to relevant policies, IB is willing to conduct agreement deposit with qualified insurance institutes and to provide a safe capital usage channel for clients.


Both parties negotiate specific terms of agreement deposit, sign Agreement Deposit Contract, open deposit account and transfer amount.