RMB Deposit Interest Rates
| Effective from September 21, 2022 | ||
| Annual Interest Rate （%） | ||
| Deposit | Non-guarantee Deposit | Guarantee Deposit |
| 1. Demand Deposit | 0.25 | 0.25 |
| 2. Time Deposit | ||
| 3-month | 1.30 | 1.10 |
| 6-month | 1.55 | 1.30 |
| 1-year | 1.85 | 1.50 |
| 2-year | 2.30 | 2.10 |
| 3-year | 2.65 | 2.65 |
| 5-year | 2.70 | 2.70 |
| 3. Agreement Deposit | 1.05 | -- |
| 4. Call Deposit | ||
| 1-day | 0.70 | -- |
| 7-day | 1.25 | -- |