RMB Deposit Interest Rates
Effective from December 25, 2023 | ||
Annual Interest Rate (%) | ||
Deposit | Non-guarantee Deposit | Guarantee Deposit |
1. Demand Deposit | 0.20 | 0.20 |
2. Time Deposit | ||
3-month | 1.20 | 1.10 |
6-month | 1.45 | 1.30 |
1-year | 1.65 | 1.50 |
2-year | 1.80 | 1.80 |
3-year | 2.00 | 2.00 |
5-year | 2.05 | 2.05 |
3. Agreement Deposit | 0.85 | -- |
4. Call Deposit | ||
1-day | 0.50 | -- |
7-day | 1.05 | -- |