Public Service Products
(I) Business Card
1. Product Definition
It is credit card held by staff of budget organizations and used mainly for daily public business expenses and financial reimbursement.
2. Product Features
◆Convenient to use: as a modern payment settlement tool with small amount overdraft, it can solve the problem of advance payment in public business expenses and financial reimbursement of governments and budget organizations.
◆Transparency: all the payments are recorded and traceable, thus combining the requirements of treasury financial management to the unique advantages of bank cards.
3. Target Customers
Regular staff of treasury budget organizations at various levels.
(II) Social Insurance Card
1. Product Definition
Social insurance finance IC card is a smart chip card that integrates the applications of both social insurance card and bank card. Besides fully supporting functions of social insurance card, it also can be used as a bank debit card.
2. Product Features
◆Multi-functional, safe, reliable and expandable, integrating multiple business and facilitating card users.
3. Target Customers
Financial and social security administration departments at various levels, insured organizations and individuals
(III) Co-branded Card
1. Product Definition
It is a banking card product issued jointly by the Bank and another social organization to a specific group to provide them with differentiated value added services.
2. Product Features
◆Value added services: besides basic banking card service, it also provides value added services, meeting institutional clients’ needs with basic services such as account management, capital settlement, combined interest calculation of wealth management products and high rewarded points.
◆Social significance: by combining the Bank’s various channels and resources with social public management functions of institutional clients, co-branded card provides services to the public.
3. Target Customers
The Bank may issue co-branded card with institutional clients in social insurance, housing, education, medical, culture, transportation and public security area.
(IV) Banking-Medical Pass and Mobile Medical
1. Product Definition
With advanced mobile internet technology, well-established capital settlement system, rich experiences in financial service, Banking-Medical Pass and Mobile Medical business connects banking system with medical information system seamlessly, providing clients with services such as appointment register, top up and payment, enquiry and printing of report and online experts consulting by various channels, including banking self-service equipment, Apps on cell phone, internet banking and telephone banking.
2. Product Features
◆Convenient service: By appointing registration remotely via banking outlets, internet banking, telephone banking, self-service terminal, Apps on cell phone and mobile banking, patients can improve efficiency and experience with hospitals, or even finish registration without leaving home.
◆Timely settlement: with well-established capital settlement system, supporting debit card, medical insurance card, residents health card and medical treatment card in entire treating procedure, replacing cash settlement and all the functions of medical treatment card with a bank card technically, while ensuring the safety and efficiency of capital settlement. 。
◆Safe and advanced: with advanced mobile internet technology and the Bank’s matured experiences in financial service, the system will improve the internal management and settlement efficiency, reduce operating cost, securing capital safety and improving the medical informatization level for hospitals.
3. Target Customers
Public or private hospitals, including general hospitals, TCM hospitals, hospitals of traditional Chinese and Western medicines, hospitals of ethnic minority medicine and special hospitals.
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