RMB Deposit Interest Rates
| Effective from December 25, 2023 | ||
| Annual Interest Rate （%） | ||
| Deposit | Non-guarantee Deposit | Guarantee Deposit |
| 1. Demand Deposit | 0.20 | 0.20 |
| 2. Time Deposit | ||
| 3-month | 1.20 | 1.10 |
| 6-month | 1.45 | 1.30 |
| 1-year | 1.65 | 1.50 |
| 2-year | 1.80 | 1.80 |
| 3-year | 2.00 | 2.00 |
| 5-year | 2.05 | 2.05 |
| 3. Agreement Deposit | 0.85 | -- |
| 4. Call Deposit | ||
| 1-day | 0.50 | -- |
| 7-day | 1.05 | -- |