RMB Deposit Interest Rates
| Effective from July 29, 2024 | ||
| Annual Interest Rate （%） | ||
| Deposit | Non-guarantee Deposit | Guarantee Deposit |
| 1. Demand Deposit | 0.15 | 0.15 |
| 2. Time Deposit | ||
| 3-month | 1.10 | 1.10 |
| 6-month | 1.35 | 1.30 |
| 1-year | 1.55 | 1.50 |
| 2-year | 1.60 | 1.60 |
| 3-year | 1.80 | 1.80 |
| 5-year | 1.85 | 1.85 |
| 3. Agreement Deposit | 0.75 | -- |
| 4. Call Deposit | ||
| 1-day | 0.40 | -- |
| 7-day | 0.95 | -- |